955 Deborah Ave, Elgin, IL 60123 Property Records

Kane County property record for 955 Deborah Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,288 sqft · built 1970
Lot Size0.183 acres (7,958 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Aug 2014)
Tax Bill$8,121 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-10-151-002

Property Details

APN / Parcel Number

Primary APN06-10-151-002

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,288 sqft Living Area
Gross Area2,504 sqft
1st Floor Area2,288 sqft
Basement Area216 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRaised Ranch
Construction TypeFrame
Lot Area7,958 sqft (0.183 acres)
Lot Width105 ft Width
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address955 DEBORAH AVE
CityELGIN
StateIL
Zip60123-1946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionANDRESEN BROS EAGLE HEIGHTS UNIT 4 LOT 13 BLOCK 9
Legal SubdivisionEAGLE HEIGHTS
Legal Block9
Legal Lot Number13
Legal Unit4-13
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3009
Census Tract851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address955 DEBORAH AVE, ELGIN, IL 60123-1946
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2014 · Amount on Record
Deed SaleAug 4, 2014 · Amount on Record
Prior SaleSep 9, 2005 · Amount on Record
Deed Document Number201438033
Prior Transfer DateApr 19, 1996
Prior Transfer Doc0000030828
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address955 DEBORAH AVE, ELGIN, IL 60123-1946
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyHALLMARK TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003852
DateJan 15, 2021
Instrument2021K003852
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressFOREST PARK, IL 60130
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2041

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,121.00 (+15.87%) Homeowner's exemption$114,454 (+8.57%) Land $28,071 Building $86,383$343,499 (+8.57%) Land $84,247 Building $259,253
2024$105,419 (+21.39%) Land $25,855 Building $79,564$316,384 (+21.44%) Land $77,596 Building $238,788
2022$7,009.00 (+4.49%) Homeowner's exemption$86,840 (+6.96%) Land $21,298 Building $65,542$260,520 (+6.96%) Land $63,894 Building $196,626
2021$6,708.00 Homeowner's exemption$81,189 Land $19,912 Building $61,277$243,567 Land $59,736 Building $183,831

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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