964 Deborah Ave, Elgin, IL 60123 Property Records

Kane County property record for 964 Deborah Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,171 sqft · built 1963
Lot Size	0.213 acres (9,283 sqft)
Owner	Company Name on File
Last Sale	$190,000 (Apr 2003)
Tax Bill	$7,198 (2025)
Deeds & Mortgages	Apr 2021 Transfer May 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-10-105-033`

Property Details

APN / Parcel Number

Primary APN	`06-10-105-033`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,171 sqft Living Area
Gross Area	2,342 sqft
1st Floor Area	1,171 sqft
Basement Area	1,171 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Construction Type	Frame
Lot Area	9,283 sqft (0.213 acres)
Lot Width	68 ft Width
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	964 DEBORAH AVE
City	ELGIN
State	IL
Zip	60123-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS EAGLE HEIGHTS UNIT 2 LOT 10 BLOCK 12
Legal Subdivision	EAGLE HEIGHTS
Legal Block	12
Legal Lot Number	10
Legal Unit	2-10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3007
Census Tract	851910

Owner

Source: Kane County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	220 HAWTHORNE CT, SLEEPY HOLLOW, IL 60118-1847
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Quit Claim Deed, Transfer Quitclaim
May 14, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jan 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 8, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 23, 2003 · Amount on Record
Deed Sale	Apr 23, 2003 · Amount on Record
Prior Sale	Oct 31, 1995 · Amount on Record
Deed Document Number	200366096
Last Transfer Date	Jul 17, 2024
Transfer Doc	0000026052
Record Updated	Sep 20, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 26, 2021
Property Address	964 DEBORAH AVE, ELGIN, IL 60123-1919
Document Number	0000032346
Instrument Date	Mar 1, 2021
Instrument	2021K032346
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3909 N PONTIAC AVE, CHICAGO, IL 60634-1949

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	964 DEBORAH AVE, ELGIN, IL 60123-1919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024651
Date	May 14, 2020
Instrument	2020K024651

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	964 DEBORAH AVE, ELGIN, IL 60123-1919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004863
Date	Jan 30, 2018
Instrument	2018K004863

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Feb 8, 2017
Property Address	964 DEBORAH AVE, ELGIN, IL 60123-1919
Document Number	0000007416
Instrument Date	Jan 28, 2017
Instrument	7416
Transaction Type	Transfer
Record Updated	May 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	964 DEBORAH AVE ELGIN IL 601231919, ELGIN, IL 60123-1919

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,198.00 (+3.49%)	$94,362 (+8.57%) Land $27,741 Building $66,621	$283,199 (+8.57%) Land $83,256 Building $199,943
2024	$6,955.00 (+12.03%)	$86,913 (+21.39%) Land $25,551 Building $61,362	$260,843 (+21.44%) Land $76,684 Building $184,160
2022	$6,208.00 (+24.41%)	$71,596 (+6.96%) Land $21,048 Building $50,548	$214,788 (+6.96%) Land $63,144 Building $151,644
2021	$4,990.00 Homeowner's exemption	$66,937 Land $19,678 Building $47,259	$200,811 Land $59,034 Building $141,777

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Opiquad, T-Mobile USA.

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