Kane County property record for 931 Deborah Ave, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1964 |
| Square Footage | 925 sqft Living Area |
| Lot Size | 10,148 sqft (0.233 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $245,000 (2023) |
| Tax Bill | $5,410.00 (2025) |
| Primary APN | 06-10-151-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 925 sqft Living Area |
| Gross Area | 1,850 sqft Gross Area |
| 1st Floor | 925 sqft 1st Floor |
| Basement Area | 925 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 10,148 sqft (0.233 acres) |
| Depth X Width | 130 ft x 78 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Water Source | Commercial Water Source |
| Street Address | 931 DEBORAH AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1946 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ANDRESEN BROS EAGLE HEIGHTS UNIT 4 LOT 15 BLOCK 9 |
| Legal Subdivision | EAGLE HEIGHTS |
| Legal Block | 9 |
| Legal Lot Number | 15 |
| Legal Unit | 4-15 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 851910 |
Source: Kane County records · APN 06-10-151-004
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 931 DEBORAH AVE, ELGIN, IL 60123-1946 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 02, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| May 08, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 20, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 08, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Mar 03, 2023 | Re-recorded Document · Federal Housing Administration (FHA) Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Jan 13, 2020 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Nov 13, 2019 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NEIGHBORHOOD LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 2023 · Amount on Record |
| Deed Sale | Mar 03, 2023 · Amount on Record |
| Prior Sale | Feb 08, 2022 · Amount on Record |
| Deed Doc Number | 20236603 |
| Prior Transfer Date | Jan 08, 2020 |
| Prior Transfer Doc | 0000002068 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 931 DEBORAH AVE, ELGIN, IL 60123-1946 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 931 DEBORAH AVE, ELGIN, IL 60123-1946 |
| Document Number | 0000038453 |
|---|---|
| Date | Oct 02, 2025 |
| Instrument | 2025K038453 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 931 DEBORAH AVE, ELGIN, IL 60123-1946 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 931 DEBORAH AVE, ELGIN, IL 60123-1946 |
| Document Number | 0000015315 |
|---|---|
| Date | May 08, 2024 |
| Instrument | 2024K015315 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASHVILLE, AL 35953 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 931 DEBORAH AVE, ELGIN, IL 60123-1946 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 931 DEBORAH AVE, ELGIN, IL 60123-1946 |
| Document Number | 0000020066 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 2023K020066 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 08, 2022 |
| Property Address | 931 DEBORAH AVE, ELGIN, IL 60123-1946 |
| Document Number | 0000007651 |
| Instrument Date | Jan 15, 2022 |
| Instrument | 2022K007651 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 931 DEBORAH AVE, ELGIN, IL 60123-1946 |
| Document Number | 0000007652 |
|---|---|
| Date | Feb 08, 2022 |
| Instrument | 2022K007652 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 03, 2023 |
| Property Address | 931 DEBORAH AVE, ELGIN, IL 60123-1946 |
| Document Number | 0000006603 |
| Instrument Date | Jan 15, 2022 |
| Instrument | 2023K006603 |
| Record Updated | Mar 10, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 931 DEBORAH AVE, ELGIN, IL 60123-1946 |
| Document Number | 0000006604 |
|---|---|
| Date | Mar 03, 2023 |
| Instrument | 2023K006604 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Feb 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 13, 2020 |
| Property Address | 931 DEBORAH AVE, ELGIN, IL 60123-1946 |
| Document Number | 0000002068 |
| Instrument Date | Jan 08, 2020 |
| Instrument | 2068 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 931 DEBORAH AVE ELGIN IL 601231946, ELGIN, IL 60123-1946 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 13, 2019 |
| Property Address | 931 DEBORAH AVE, ELGIN, IL 60123-1946 |
| Document Number | 0000054966 |
| Instrument Date | Nov 04, 2019 |
| Instrument | 54966 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $264.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 914 COTTONWOOD LN MARENGO IL 601523614, MARENGO, IL 60152-3614 |
| Document Number | 54967 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 54967 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,410.00 (+15.8%) | ||
| 2024 | $72,695 (+21.39%) Land $24,969 Building $47,726 | $218,172 (+21.44%) Land $74,937 Building $143,235 | |
| 2022 | $4,672.00 (+4.78%) Homeowner's exemption | $59,884 (+6.96%) Land $20,569 Building $39,315 | $179,652 (+6.96%) Land $61,707 Building $117,945 |
| 2021 | $4,459.00 Homeowner's exemption | $55,988 Land $19,231 Building $36,757 | $167,964 Land $57,693 Building $110,271 |
931 Deborah Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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