Miami-Dade County property record for 955 79th Ter, Miami Beach, FL 33141
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 4 ba · 2,678 sqft · built 1951 |
| Lot Size | 0.13 acres (5,650 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Jan 2014) |
| Tax Bill | $3,930 (2025) |
| Deeds & Mortgages | Jan 2026 Reverse Mortgage Nov 2025 Reverse Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 02-3202-008-0410 |
| Primary APN | 02-3202-008-0410 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,678 sqft Living Area |
| Gross Area | 2,977 sqft |
| 1st Floor Area | 2,678 sqft |
| Flooring | Covered |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 5,650 sqft (0.13 acres) |
| Lot Dimensions | 113 ft deep x 50 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 52 sqft |
| Patio Area | 300 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 955 79TH TER |
|---|---|
| City | MIAMI BEACH |
| State | FL |
| Zip | 33141-1802 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 3900 |
| Legal Description | BISCAYNE BEACH SUBPB 44-67 LOT 20BLK 3 LOT SIZE 50.000 X 113 OR 21165-1650 03 2003 1 |
| Legal Range | 42E |
| Legal Township | 53S |
| Legal Section | 02 |
| Legal Subdivision | BISCAYNE BEACH SUB |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | DADE FL |
| Township / Civil Division | MIAMI BEACH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 3912 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the North Shore Historic District listed 2009 · 473 contributing resources · NRIS 09000926 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
955 79th Ter, a duplex, is owned and occupied by an individual who bought it in January 2014.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 955 79TH TER, MIAMI BEACH, FL 33141-1802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Reverse Mortgage SMARTFI HOME LOANS LLC |
| Nov 19, 2025 | Deed of Trust, Mortgage · Reverse Mortgage SMARTFI HOME LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2014 · Amount on File |
| Deed Sale | Jan 28, 2014 · Amount on File |
| Prior Sale | Mar 29, 2013 |
| Deed Document Number | 201466123 |
| Deed Book / Page | 29006 / 1826 |
| Prior Transfer Date | Jun 28, 2013 |
| Prior Transfer Doc | 0000066123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 955 79TH TER, MIAMI BEACH, FL 33141-1802 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Title Company | FLAMINGO TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 955 79TH TER, MIAMI BEACH, FL 33141-1802 |
| Document Number | 0000011010 |
|---|---|
| Date | Jan 7, 2026 |
| Book Page | 35107/3801 |
| Instrument | 2026R0011010 |
| Name | SMARTFI HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 988 Months |
| Due | May 21, 2108 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 955 79TH TER, MIAMI BEACH, FL 33141-1802 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 955 79TH TER, MIAMI BEACH, FL 33141-1802 |
| Document Number | 0000864561 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 35036/3990 |
| Instrument | 2025R0864561 |
| Name | SMARTFI HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92122 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 990 Months |
| Due | May 21, 2108 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 955 79th Ter was $3,930 with exemptions applied.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Miami Beach City |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,930.00 Homeowner's exemption Disabled Person's exemption | $256,138 | $612,928 Land $508,500 Building $104,428 |
| 2023 | $3,694.00 (+1.93%) Homeowner's exemption Disabled Person's exemption | $241,670 (+3%) | $557,480 (-0.09%) Land $452,000 Building $105,480 |
| 2022 | $3,624.00 Homeowner's exemption Disabled Person's exemption | $234,632 | $558,007 Land $452,000 Building $106,007 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 955 79th Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 90 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 108 units insured incl. 18 condo units |
| Nearby Flood Claims | 20 (1979–2024) |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 955 79th Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIAMI BEACH serves 100,000 people · EPA ID FL4130901 |
|---|---|
| Water Source | Purchased groundwater from MDWASA - MAIN SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 7 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Google Fiber, T-Mobile, Xfinity.
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