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955 3rd St, Charleston, IL 61920 Property Records

Coles County property record for 955 3rd St, Charleston, IL 61920

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,552 sqft · built 1959
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on Record
Last Sale$52,000 (Sep 2020)
Tax Bill$1,799 (2025)
Deeds & MortgagesMar 2018 Mortgage
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN02-2-13132-000

Property Details

APN / Parcel Number

Primary APN02-2-13132-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,552 sqft Base Area
1st Floor Area1,552 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions152 ft deep x 66 ft wide
Garage TypeCarport
Garage Area660 sqft
CarportCarport
Carport Area660 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address955 3RD ST
CityCHARLESTON
StateIL
Zip61920-2639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionISAAC VAILS ADDITION PT OF LOT 1 E 1/2 NE 1/4 SEC 15 T12N R09E SURVEY #705307
Legal Range09E
Legal Township12N
Legal Section15
Legal SubdivisionISAAC VAILS ADDITION
Legal Lot Number1
JurisdictionCOLES IL
Township / Civil DivisionCHARLESTON
Census Block Group2
Census Block2006
Census Tract702

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address320 COUNTRY CLUB RD, MATTOON, IL 61938-8483
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Sep 4, 2020Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2020 · Amount on Record
Deed SaleSep 4, 2020 · Amount on Record
Prior SaleAug 12, 2016 · Amount on Record
Deed Document Number2020789863
Last Transfer DateSep 10, 2024
Transfer Doc0000813698
Record UpdatedSep 20, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLES IL
Property Address955 3RD ST, CHARLESTON, IL 61920-2639
Transaction TypeMortgage
Record UpdatedMay 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800775258
DateMar 21, 2018
Instrument201800775258
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2048
Interest
Rate TypeFixed Rate

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLES IL
Recording DateSep 4, 2020
Property Address955 3RD ST, CHARLESTON, IL 61920-2639
Document Number202000789863
Instrument DateSep 3, 2020
Instrument202000789863
Transaction TypeTransfer
Record UpdatedMay 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$52.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 741, CHARLESTON, IL 61920-0741

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address909 S 34TH ST, MATTOON, IL 61938-4709
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyColes County
County SubdivisionCharleston Township
MunicipalityCharleston City
Unified School DistrictCharleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,799.00 (+14.01%)$24,708 (+20.67%) Land $4,701 Building $20,007$74,124 (+20.67%) Land $14,103 Building $60,021
2023$20,476 Land $3,896 Building $16,580$61,428 Land $11,688 Building $49,740
2020$1,578.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON
serves 17,286 people · EPA ID IL0290100
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber · DSL in parts of the area		2,000 / 2,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
AT&T
Fixed Wireless		100 / 20

May also be available: Nextlink, Watch TV.

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