1102 3rd St, Charleston, IL 61920 Property Records

Coles County property record for 1102 3rd St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 1,666 sqft · built 1905
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jun 2023)
Tax Bill	$1,290 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-2-08852-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-08852-000`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,666 sqft Base Area
1st Floor Area	1,666 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	140 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	454 sqft

Location & Zoning

Street Address	1102 3RD ST
City	CHARLESTON
State	IL
Zip	61920-2702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEE & COONS ADD BLK 2 LOT 1 NE 1/4 SEC 15 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	15
Legal Subdivision	LEE & COONS ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	2
Census Block	2012
Census Tract	702

Owner

Source: Coles County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1102 3RD ST, CHARLESTON, IL 61920-2702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · USDA Mortgage USDA
Jun 16, 2023	Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Apr 14, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Deed Document Number	2023807153
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	1102 3RD ST, CHARLESTON, IL 61920-2702
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300807152
Date	Jun 16, 2023
Instrument	202300807152

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jun 16, 2023
Property Address	1102 3RD ST, CHARLESTON, IL 61920-2702
Document Number	202300807153
Instrument Date	Jun 14, 2023
Instrument	202300807153
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 3RD ST, CHARLESTON, IL 61920-2702

Mortgage

Document Number	202300807154
Date	Jun 16, 2023
Instrument	202300807154

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Apr 14, 2023
Property Address	1102 3RD ST, CHARLESTON, IL 61920-2702
Document Number	202300806179
Instrument Date	Oct 20, 2022
Instrument	202300806179
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13107 E COUNTY ROAD 590N, CHARLESTON, IL 61920-7980

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,290.00 (+8.59%)	$23,717 (+20.67%) Land $4,256 Building $19,461	$71,151 (+20.67%) Land $12,768 Building $58,383
2023		$19,655 (+1.68%) Land $3,527 Building $16,128	$58,965 (+1.68%) Land $10,581 Building $48,384
2022		$19,331 Land $3,469 Building $15,862	$57,993 Land $10,407 Building $47,586
2020	$1,188.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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