950 3rd St, Charleston, IL 61920 Property Records

Coles County property record for 950 3rd St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 952 sqft · built 1932
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Tax Bill	$1,399 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2-08351-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-08351-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	952 sqft Base Area
1st Floor Area	952 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	133 ft deep x 105 ft wide
Garage Type	Detached
Garage Area	728 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	950 3RD ST
City	CHARLESTON
State	IL
Zip	61920-2638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R S HODGENS 2ND ADD N 105 FT OF S 230 FT OF E1/2 OF LOT 22 NE 1/4 SEC 15 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	15
Legal Subdivision	R S HODGENS 2ND ADD
Legal Lot Number	22
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	2
Census Block	2005
Census Tract	702

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	950 3RD ST, CHARLESTON, IL 61920-2638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage PRAIRIE STATE BANK & TRUST
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	950 3RD ST, CHARLESTON, IL 61920-2638
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 3RD ST, CHARLESTON, IL 61920-2638

Mortgage

Document Number	202300808115
Date	Aug 16, 2023
Instrument	202300808115

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	CHARLESTON, IL 61920

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Oct 16, 2028

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	950 3RD ST, CHARLESTON, IL 61920-2638
Transaction Type	Mortgage
Record Updated	Jul 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000787505
Date	May 6, 2020
Instrument	202000787505

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	CHARLESTON, IL 61920

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2030

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,399.00 (-15.77%)	$30,219 (+20.67%) Land $6,595 Building $23,624	$90,657 (+20.67%) Land $19,785 Building $70,872
2023		$25,043 Land $5,466 Building $19,577	$75,129 Land $16,398 Building $58,731
2020	$1,661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

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