9543 N Side Dr, Owings, MD 20736 Property Records

Calvert County property record for 9543 N Side Dr, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,144 sqft · built 1996
Lot Size	1.96 acres (85,378 sqft)
Owner	Individual Name on File
Last Sale	$331,000 (Jan 2020)
Tax Bill	$3,322 (2023)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-151506`

Property Details

APN / Parcel Number

Primary APN	`03-151506`
Alternative APNs	`3151506` `151506`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,144 sqft Total Area
1st Floor Area	1,144 sqft
Basement Area	972 sqft
Finished Basement	972 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	85,378 sqft (1.96 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	151506
Old Parcel Number	3151506
Street Address	9543 N SIDE DR
City	OWINGS
State	MD
Zip	20736-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 20 SEC 1 PLAT 4 CLEARVIEW NORTH
Legal Subdivision	CLEARVIEW NORTH
Legal Lot Number	20
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1000
Census Tract	860404

Owner

9543 N Side Dr is owned and occupied by an individual who bought it in January 2020.

Source: Calvert County records, as of September 18, 2023

Owner of Record	Individual Name on File
Mailing Address	9543 N SIDE DR, OWINGS, MD 20736-4015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 1, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 17, 2020	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP
Feb 6, 2019	Grant Deed, Transfer WCP FUND I LLC
Jan 17, 2019	Grant Deed, Transfer ATLANTIC TITLE GROUP
Oct 2, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2020 · Amount on File
Deed Sale	Jan 17, 2020 · Amount on File
Prior Sale	Feb 6, 2019 · Amount on File
Deed Document Number	0005513341
Deed Book / Page	5513 / 341
Record Updated	Jun 7, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	9543 N SIDE DR, OWINGS, MD 20736-4015
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064610395
Date	Jul 25, 2023
Book Page	6461/395

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	9543 N SIDE DR, OWINGS, MD 20736-4015
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	BETTERS LAW TTL & SETMNT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9543 N SIDE DR, OWINGS, MD 20736-4015

Mortgage

Document Number	0059160018
Date	Apr 1, 2021
Book Page	5916/18

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 17, 2020
Property Address	9543 N SIDE DR, OWINGS, MD 20736-4015
Document Number	0055130341
Book / Page	5513 / 341
Map Reference	LB 4 FO 311
Instrument Date	Dec 10, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	ATG TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$827.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9543 N SIDE DR, OWINGS, MD 20736-4015

Mortgage

Document Number	0005513347
Date	Jan 17, 2020
Instrument	5513/347

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 6, 2019
Property Address	9543 N SIDE DR, OWINGS, MD 20736-4015
Document Number	0053150096
Book / Page	005315 / 000096
Instrument Date	Jan 17, 2019
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	SMS TITLE ESCROW INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1575 ANDERSON RD #614 MCLEAN VA 221021626, 614, MCLEAN, VA 22102-1626

Mortgage

Document Number	53150100
Date	Feb 6, 2019
Book Page	005315/000100

Lender

Name	WCP FUND I LLC
Address	FALLS CHURCH, VA 22043

Agreement

Amount	Amount on Record

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 17, 2019
Property Address	9543 N SIDE DR, OWINGS, MD 20736-4015
Document Number	0053080423
Book / Page	005308 / 000423
Instrument Date	Dec 19, 2018
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	ATLANTIC TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$136.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	411 WALNUT ST #8148 GREEN COVE SPRINGS FL 320433443, 8148, GREEN COVE SPRINGS, FL 32043-3443

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 2, 2018
Property Address	9543 N SIDE DR, OWINGS, MD 20736-4015
Document Number	0052620034
Book / Page	005262 / 000034
Instrument Date	Jul 3, 2018
Transaction Type	Foreclosure
Record Updated	Oct 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$394.49
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9543 N SIDE DR OWINGS MD 207364015, OWINGS, MD 20736-4015

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,322.00	$319,800	$360,200 Land $154,800 Building $205,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9543 N Side Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9543 N Side Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARIS OAKS / DAYS END serves 251 people · EPA ID MD0040010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on N Side Dr

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