9537 N Side Dr, Owings, MD 20736 Property Records

Calvert County property record for 9537 N Side Dr, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,144 sqft · built 1994
Lot Size	1.74 acres (75,794 sqft)
Owner	2 Individual Names on File
Last Sale	$149,200 (Feb 1995)
Tax Bill	$4,036 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-151514`

Property Details

APN / Parcel Number

Primary APN	`03-151514`
Alternative APNs	`3151514` `151514`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Total Area
Basement Area	572 sqft
Finished Basement	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	75,794 sqft (1.74 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	316 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	151514
Street Address	9537 N SIDE DR
City	OWINGS
State	MD
Zip	20736-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 21 SEC 1 PLAT 4 CLEARVIEW NORTH
Legal Subdivision	CLEARVIEW NTH
Legal Lot Number	21
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1000
Census Tract	860404

Owner

9537 N Side Dr is owned and occupied by two individuals who bought it in February 1995.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9537 N SIDE DR, OWINGS, MD 20736-4015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 1995 · Amount on File
Deed Sale	Feb 3, 1995 · Amount on File
Deed Book / Page	782 / 453
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	9537 N SIDE DR, OWINGS, MD 20736-4015
Document Number	0053540135
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9537 N SIDE DR OWINGS MD 207364015, OWINGS, MD 20736-4015

Mortgage

Document Number	0053540135
Date	May 2, 2019
Book Page	005354/000135

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9537 N Side Dr was $4,036 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,633	$384,900 Land $153,700 Building $231,200
2025	$4,036.00
2023	$3,337.00 Homeowner's exemption	$321,200	$359,000 Land $153,700 Building $205,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9537 N Side Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9537 N Side Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARIS OAKS / DAYS END serves 251 people · EPA ID MD0040010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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