Calvert County property record for 9525 N Side Dr, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,092 sqft · built 1995 |
| Lot Size | 0.572 acres (24,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,900 (Sep 1995) |
| Tax Bill | $3,961 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-151549 |
| Primary APN | 03-151549 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,092 sqft Total Area |
| Basement Area | 819 sqft |
| Finished Basement | 819 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 24,916 sqft (0.572 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 280 sqft |
| Deck Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 151549 |
|---|---|
| Street Address | 9525 N SIDE DR |
| City | OWINGS |
| State | MD |
| Zip | 20736-4015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LT 23 SEC 1 PLAT 4 CLEARVIEW NORTH |
| Legal Subdivision | CLEARVIEW NTH |
| Legal Lot Number | 23 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 860404 |
9525 N Side Dr is owned and occupied by two individuals who bought it in September 1995.
Source: Calvert County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9525 N SIDE DR, OWINGS, MD 20736-4015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 1995 · Amount on File |
| Deed Sale | Sep 6, 1995 · Amount on File |
| Deed Book / Page | 817 / 580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 9525 N SIDE DR, OWINGS, MD 20736-4015 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9525 N SIDE DR, OWINGS, MD 20736-4015 |
| Document Number | 0065100089 |
|---|---|
| Date | Nov 30, 2023 |
| Book Page | 6510/89 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 20, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 9525 N Side Dr was $3,961 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $361,033 | $378,900 Land $140,300 Building $238,600 | |
| 2025 | $3,961.00 | ||
| 2023 | $3,253.00 Homeowner's exemption | $313,100 | $352,100 Land $140,300 Building $211,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9525 N Side Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 73 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 27 condo units |
| Nearby Flood Claims | 16 (2003–2024) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9525 N Side Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARIS OAKS / DAYS END serves 251 people · EPA ID MD0040010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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