939 E Riverwalk Dr, Memphis, TN 38120 Property Records

Shelby County property record for 939 E Riverwalk Dr, Memphis, TN 38120

Property Summary

Property TypePlanned Unit Development
Details3 bd · 3.5 ba · 3,879 sqft · built 1993
Lot Size0.139 acres (6,062 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Jul 2003)
Tax Bill$4,382 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Jul 2021 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN08-0008-T0-0033

Property Details

APN / Parcel Number

Primary APN08-0008-T0-0033

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,879 sqft Living Area
Gross Area4,477 sqft
1st Floor Area2,079 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleTraditional
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,062 sqft (0.139 acres)
Lot Dimensions110 ft deep x 50 ft wide
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address939 E RIVERWALK DR
CityMEMPHIS
StateTN
Zip38120-2602
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeCA
Legal DescriptionSEE MAP GRID# 142 M WS RIVERWALK DR EAST (PD)
Legal SubdivisionASHLEY GARDENS @ RIVEROAKS PHASE 3
Legal Lot Number33
JurisdictionSHELBY TN
Township / Civil Division4
Census Block Group3
Census Block3007
Census Tract21311

Owner

939 E Riverwalk Dr, a planned unit development, is owned and occupied by an individual who acquired it in January 2012.

Source: Shelby County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address939 E RIVERWALK DR, MEMPHIS, TN 38120-2602
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2022Deed of Trust, Mortgage · Line of Credit
GUARANTY BANK & TRUST CO
Jul 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 6, 2023Deed of Trust, Mortgage · Line of Credit
GUARANTY BANK & TRUST CO
Jan 26, 2021Deed of Trust, Mortgage · Line of Credit
GUARANTY BANK & TRUST CO
Jan 26, 2021Deed of Trust, Mortgage · Line of Credit
GUARANTY BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2003 · Amount on File
Deed SaleJul 7, 2003 · Amount on File
Prior SaleApr 17, 1997 · Amount on File
Deed Document Number2003131175
Last Transfer DateJan 27, 2012
Transfer Doc0000011152
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address939 E RIVERWALK DR, MEMPHIS, TN 38120-2602
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address939 E RIVERWALK DR, MEMPHIS, TN 38120-2602

Mortgage

Document Number0022121768
DateNov 3, 2022
Instrument22121768
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
AddressMEMPHIS, TN 38137
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address939 E RIVERWALK DR, MEMPHIS, TN 38120-2602
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021091742
DateJul 23, 2021
Instrument21091742
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2036

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address939 E RIVERWALK DR, MEMPHIS, TN 38120-2602
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address939 E RIVERWALK DR, MEMPHIS, TN 38120-2602

Mortgage

Document Number0023103290
DateDec 6, 2023
Instrument23103290
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
AddressMEMPHIS, TN 38117
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueNov 15, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address939 E RIVERWALK DR, MEMPHIS, TN 38120-2602
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021009690
DateJan 26, 2021
Instrument21009690
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
AddressMEMPHIS, TN 38137
Agreement
TypeLine of Credit
AmountAmount on Record
Term108 Months
DueJan 19, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address939 E RIVERWALK DR, MEMPHIS, TN 38120-2602
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009690
DateJan 26, 2021
Instrument21009690
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
AddressMEMPHIS, TN 38137
Agreement
TypeLine of Credit
AmountAmount on Record
Term108 Months
DueJan 19, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 939 E Riverwalk Dr was $4,382.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,382.00$162,900 Land $23,275 Building $139,625$651,600 Land $93,100 Building $558,500
2023$111,250 Land $23,275 Building $87,975
2022$6,776.00
2021$445,000 Land $93,100 Building $351,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 939 E Riverwalk Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims19 (1980–2016)
Claims Outside the SFHA14 of 19
Most Recent ClaimDec 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 939 E Riverwalk Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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