954 E 108th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 954 E 108th St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,710 sqft · built 1960
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Nov 2016)
Tax Bill	$5,755 (2024)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-01-303-024.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-01-303-024.000-018`
Alternative APNs	`291301303024000003` `1713010303024000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
1st Floor Area	1,710 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1979
Architectural Style	Row Home
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	72.4 ft deep x 140 ft wide
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	954 E 108TH ST
City	CARMEL
State	IN
Zip	46280-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 1, TOWNSHIP 17, RANGE 3, HOMEPLACE, SECTION 1, LOT 208
Legal Range	03
Legal Township	17
Legal Section	01
Legal Subdivision	HOMEPLACE SECTION 1
Legal Lot Number	208
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2025
Census Tract	111006

Owner

Source: Hamilton County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10351 ORCHARD PARK DR S, CARMEL, IN 46280-1535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2016 · Amount on Record
Deed Sale	Nov 23, 2016 · Amount on Record
Prior Sale	Nov 23, 2016
Deed Document Number	201662118
Prior Transfer Date	Nov 14, 2016
Prior Transfer Doc	0000062118
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	954 E 108TH ST, CARMEL, IN 46280-1112
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	TRADEMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020051023
Date	Aug 3, 2020
Instrument	2020051023

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$277,500 (-3.68%) Land $47,800 Building $229,700	$277,500 (-3.68%) Land $47,800 Building $229,700
2024	$5,755.00 (+13.42%)	$288,100 (+14.46%) Land $47,800 Building $240,300	$288,100 (+14.46%) Land $47,800 Building $240,300
2023	$5,074.00 (+292.72%)	$251,700 (+78.51%) Land $33,500 Building $218,200	$251,700 (+78.51%) Land $33,500 Building $218,200
2022	$1,292.00	$141,000 Land $33,500 Building $107,500	$141,000 Land $33,500 Building $107,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1986–2011)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on E 108th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures