1045 E 108th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 1045 E 108th St, Carmel, IN 46280

Property Summary

Property Type	Row House
Details	3 bd · 2 ba · 1,188 sqft · built 2004
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Tax Bill	$2,738 (2024)
Flood Zone	Zone X (minimal risk)
APN	`29-13-01-307-010.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-01-307-010.000-018`
Alternative APNs	`291301307010000003` `1713010307010000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	5,064 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Row End or Row Middle
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Mixed
Garage Area	1,342 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713010307010000
Old Parcel Number	291301307010000003
Street Address	1045 E 108TH ST
City	CARMEL
State	IN
Zip	46280-1292
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	ACREAGE .46, SECTION 1, TOWNSHIP 17, RANGE 3, HOMEPLACE, REPLAT INFORMATION: LOT 175A, SECTION 1, LOT 175A
Legal Range	03
Legal Township	17
Legal Section	01
Legal Subdivision	HOMEPLACE
Legal Lot Number	175
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2025
Census Tract	111006

Owner

Source: Hamilton County records · APN 29-13-01-307-010.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4084 PENDLETON WAY, INDIANAPOLIS, IN 46226-5224
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$425,300 (+245.49%) Land $53,500 Building $371,800	$425,300 (+245.49%) Land $53,500 Building $371,800
2024	$2,738.00 (+10.36%)
2023	$2,481.00 (-3.12%)	$123,100 (-0.89%) Land $37,400 Building $85,700	$123,100 (-0.89%) Land $37,400 Building $85,700
2022	$2,561.00	$124,200 Land $37,400 Building $86,800	$124,200 Land $37,400 Building $86,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1986–2011)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

Based on FCC filings for 399 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.