802 E 108th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 802 E 108th St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,170 sqft · built 1948
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,809 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-13-01-308-016.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-01-308-016.000-018`
Alternative APNs	`291301308016000003` `1713010308016000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,170 sqft Living Area
1st Floor Area	1,190 sqft
Attic	Attic
Attic Area	980 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1970
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	140 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713010308016000
Old Parcel Number	291301308016000003
Street Address	802 E 108TH ST
City	CARMEL
State	IN
Zip	46280-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 1, TOWNSHIP 17, RANGE 3, HOMEPLACE, SECTION 1, LOT 192
Legal Range	03
Legal Township	17
Legal Section	01
Legal Subdivision	HOME PLACE ADD 01
Legal Lot Number	192
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2032
Census Tract	111006

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	802 E 108TH ST, CARMEL, IN 46280-1110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LC
Feb 22, 2023	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2015
Deed Sale	Dec 15, 2015
Deed Document Number	2015063842
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	802 E 108TH ST, CARMEL, IN 46280-1110
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044770
Date	Nov 28, 2023
Instrument	2023044770

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	802 E 108TH ST, CARMEL, IN 46280-1110
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005369
Date	Feb 22, 2023
Instrument	2023005369

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Mar 15, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$270,800 (-0.81%) Land $47,800 Building $223,000	$270,800 (-0.81%) Land $47,800 Building $223,000
2024	$2,809.00 (-21.95%)	$273,000 (-20.89%) Land $47,800 Building $225,200	$273,000 (-20.89%) Land $47,800 Building $225,200
2023	$3,599.00 (+92.77%)	$345,100 (+83.08%) Land $33,500 Building $311,600	$345,100 (+83.08%) Land $33,500 Building $311,600
2022	$1,867.00	$188,500 Land $33,500 Building $155,000	$188,500 Land $33,500 Building $155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1986–2011)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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