9532 SW Otter Ln, Stuart, FL 34997 Property Records

Martin County property record for 9532 SW Otter Ln, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,615 sqft · built 2017
Lot Size0.041 acres (1,786 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Jan 2022)
Tax Bill$3,845 (2024)
Deeds & MortgagesSep 2018 Construction Loan
Jan 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN709104

Property Details

APN / Parcel Number

Primary APN709104
Alternative APN
  • 12-39-40-006-000-01340-0

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,615 sqft Living Area
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMasonite/Cement Shake
Lot Area1,786 sqft (0.041 acres)
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number709104
Street Address9532 SW OTTER LN
CitySTUART
StateFL
Zip34997-8930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 134 PH 5 RIVER MARINA PUD PHS 3 & 5 (PB 16 PG 42)
Legal Range40E
Legal Township39S
Legal Section12
Legal SubdivisionRIVER MARINA
Legal Lot Number134
JurisdictionMARTIN FL
Township / Civil DivisionINDIANTOWN
Census Block Group1
Census Block1021
Census Tract1702

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9532 SW OTTER LN, STUART, FL 34997-8930
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2018Deed of Trust, Mortgage · Construction Mortgage
INTERNATIONAL FINANCE BANK
Jan 3, 2022Warranty Deed, Transfer · Conventional Mortgage
MISSION LOANS LLC
Oct 10, 2019Warranty Deed, Transfer · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Feb 10, 2017Grant Deed, Mortgage
PRIVATE INDIVIDUAL
Feb 3, 2017Grant Deed, Transfer
NORTH AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2022 · Amount on Record
Deed SaleJan 3, 2022 · Amount on Record
Prior SaleOct 10, 2019 · Amount on Record
Deed Document Number0003283202
Deed Book / Page3283 / 202
Record UpdatedJun 8, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address9532 SW OTTER LN, STUART, FL 34997-8930
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030160304
DateSep 17, 2018
Book Page03016/0304
Instrument2715687
Lender
NameINTERNATIONAL FINANCE BANK
TypeBank
AddressMIAMI, FL 33135
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJan 3, 2022
Property Address9532 SW OTTER LN, STUART, FL 34997-8930
Document Number0032830202
Book / Page3283 / 202
Map ReferenceMB 16 PG 42
Instrument DateDec 29, 2021
Instrument2934662
Transaction TypeTransfer
Record UpdatedJan 21, 2022
Title CompanyFLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17830 MELLEN LN, 17830, JUPITER, FL 33478-4640

Transferred To (Grantee/Buyer)

NameVerified Name
Address9532 SW OTTER LN, STUART, FL 34997-8930

Mortgage

Document Number0003283205
DateJan 3, 2022
Instrument3283/205
Lender
NameMISSION LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateOct 10, 2019
Property Address9532 SW OTTER LN, STUART, FL 34997-8930
Document Number0030872435
Book / Page3087 / 2435
Map ReferenceMB 16 PG 42
Instrument DateOct 4, 2019
Instrument2779082
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyBRIGHT TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18305 BISCAYNE BLVD STE 402, 18305, AVENTURA, FL 33160-2172

Transferred To (Grantee/Buyer)

NameVerified Name
Address9532 SW OTTER LN, STUART, FL 34997-8930

Mortgage

Document Number0030872441
DateOct 10, 2019
Instrument3087/2441
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

February 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionMARTIN FL
Recording DateFeb 10, 2017
Property Address9532 SW OTTER LN, STUART, FL 34997-8930
Document Number0029062589
Book / Page00290 / 002589
Instrument DateJan 30, 2017
Instrument2619336
Transaction TypeMortgage
Record UpdatedAug 16, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Mortgage

Document Number29062589
DateFeb 10, 2017
Book Page002906/002589
Instrument2619336
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
Address730 NW 107TH AVE # 3RD, MIAMI, FL 33172-3104
Agreement
AmountAmount Recorded

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMARTIN FL
Recording DateFeb 3, 2017
Property Address9532 SW OTTER LN, STUART, FL 34997-8930
Document Number0029051655
Book / Page002905 / 001655
Instrument DateJan 5, 2017
Instrument2618108
Transaction TypeTransfer
Record UpdatedDec 18, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$1,570.80
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9532 SW OTTER LN STUART FL 349978930, STUART, FL 34997-8930
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$283,548 (+5.99%)$312,760 (+10.58%) Land $115,000 Building $197,760
2024$3,845.00 (+1.85%)
2023$3,775.00 (+3.74%) Additional exemption filed$267,532 (+3%)$282,830 (+8.89%) Land $90,000 Building $192,830
2022$3,639.00 Homeowner's exemption$259,740 Land $75,000 Building $184,740$259,740 Land $75,000 Building $184,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. LUCIE FALLS
private · serves 499 people · EPA ID FL4434014
Water SourcePurchased groundwater from MARTIN CO UTILITIES
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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