Martin County property record for 9524 SW Otter Ln, Stuart, FL 34997
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,542 sqft · built 2017 |
| Lot Size | 0.041 acres (1,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Dec 2023) |
| Tax Bill | $4,827 (2025) |
| Deeds & Mortgages | Dec 2023 Sale Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-39-40-006-000-0136.0-0-0000 |
| Primary APN | 12-39-40-006-000-0136.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,542 sqft Living Area |
| Gross Area | 1,802 sqft |
| 1st Floor Area | 619 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 1,799 sqft (0.041 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 788477 |
|---|---|
| Street Address | 9524 SW OTTER LN |
| City | STUART |
| State | FL |
| Zip | 34997-8930 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUDR |
| Legal Description | LOT 136 PH 5 RIVER MARINA PUD PHS 3 & 5 (PB 16 PG 42) |
| Legal Range | 40E |
| Legal Township | 39S |
| Legal Section | 12 |
| Legal Subdivision | RIVER MARINA |
| Legal Block | 1 |
| Legal Lot Number | 136 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | INDIANTOWN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 1702 |
9524 SW Otter Ln, a townhouse, is owned by two individuals who bought it in December 2023.
Source: Martin County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12525 PICA ST, ORLANDO, FL 32837-7426 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2023 | Warranty Deed, Transfer TRIDENT TITLE LLC, TRIDENT TITLE |
| Apr 18, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNIVERSAL AMERICAN MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2023 · Amount on File |
| Deed Sale | Dec 14, 2023 · Amount on File |
| Prior Sale | Apr 18, 2017 · Amount on File |
| Deed Document Number | 20233049305 |
| Deed Book / Page | 3411 / 950 |
| Prior Transfer Date | Nov 29, 2007 |
| Prior Transfer Doc | 0002052580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Dec 14, 2023 |
| Property Address | 9524 SW OTTER LN, STUART, FL 34997-8930 |
| Document Number | 0034110950 |
| Book / Page | 3411 / 950 |
| Map Reference | MB 16 PG 42 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 3049305 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2024 |
| Title Company | TRIDENT TITLE LLC, TRIDENT TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,485.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1350 GIRALDA CIR NW, PALM BAY, FL 32907-7964 |
| Name | Verified Name |
|---|---|
| Address | 12525 PICA ST, ORLANDO, FL 32837-7426 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Apr 18, 2017 |
| Property Address | 9524 SW OTTER LN, STUART, FL 34997-8930 |
| Document Number | 0029182270 |
| Book / Page | 02918 / 2270 |
| Map Reference | MB16 PG42 |
| Instrument Date | Apr 14, 2017 |
| Instrument | 2629890 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,486.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 730 NW 107TH AVE # AVE300, 730, MIAMI, FL 33172-3104 |
| Name | Verified Name |
|---|---|
| Address | 9524 SW OTTER LN, STUART, FL 34997-8930 |
| Document Number | 0002629893 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 2629893 |
| Name | UNIVERSAL AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 9524 SW Otter Ln was $4,827, down 1.8% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,827.00 (-1.81%) | $306,260 Land $115,000 Building $191,260 | $306,260 Land $115,000 Building $191,260 |
| 2024 | $4,916.00 (+85.93%) | ||
| 2023 | $2,644.00 (+3.97%) Additional exemption filed | $199,701 (+3%) | $276,490 (+8.87%) Land $90,000 Building $186,490 |
| 2022 | $2,543.00 Homeowner's exemption | $193,885 | $253,960 Land $75,000 Building $178,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9524 SW Otter Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9524 SW Otter Ln is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. LUCIE FALLS private · serves 499 people · EPA ID FL4434014 |
|---|---|
| Water Source | Purchased groundwater from MARTIN CO UTILITIES |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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