Martin County property record for 9520 SW Otter Ln, Stuart, FL 34997
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,576 sqft · built 2017 |
| Lot Size | 0.06 acres (2,592 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,300 (Feb 2017) |
| Tax Bill | $4,725 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-39-40-006-000-0137.0-0-0000 |
| Primary APN | 12-39-40-006-000-0137.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,576 sqft Living Area |
| Gross Area | 1,936 sqft |
| 1st Floor Area | 594 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 2,592 sqft (0.06 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 871864 |
|---|---|
| Street Address | 9520 SW OTTER LN |
| City | STUART |
| State | FL |
| Zip | 34997-8930 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUDR |
| Legal Description | LOT 137 PH 5 RIVER MARINA PUD PHS 3 & 5 (PB 16 PG 42) |
| Legal Range | 40E |
| Legal Township | 39S |
| Legal Section | 12 |
| Legal Subdivision | RIVER MARINA |
| Legal Block | 1 |
| Legal Lot Number | 137 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | INDIANTOWN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 1702 |
9520 SW Otter Ln, a townhouse, is owned and occupied by an individual who bought it in February 2017.
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9520 SW OTTER LN, STUART, FL 34997-8930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 9, 2017 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage UNIVERSAL AMERICAN MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2017 · Amount on File |
| Deed Sale | Feb 9, 2017 · Amount on File |
| Prior Sale | Feb 25, 2016 · Amount on File |
| Deed Document Number | 20172619109 |
| Deed Book / Page | 2906 / 1880 |
| Prior Transfer Date | Nov 29, 2007 |
| Prior Transfer Doc | 0002052580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 9520 SW OTTER LN, STUART, FL 34997-8930 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 9520 SW OTTER LN, STUART, FL 34997-8930 |
| Document Number | 0031722780 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 3172/2780 |
| Instrument | 2849543 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Feb 9, 2017 |
| Property Address | 9520 SW OTTER LN, STUART, FL 34997-8930 |
| Document Number | 0029061880 |
| Book / Page | 02906 / 1880 |
| Map Reference | MB16 PG42 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 2619109 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,598.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 730 NW 107TH AVE # AVE300, 730, MIAMI, FL 33172-3104 |
| Name | Verified Name |
|---|---|
| Address | 9520 SW OTTER LN, STUART, FL 34997-8930 |
| Document Number | 0002619110 |
|---|---|
| Date | Feb 9, 2017 |
| Instrument | 2619110 |
| Name | UNIVERSAL AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1 Months |
| Due | Mar 1, 2017 |
| Change Frequency | Annually |
|---|
The 2025 property tax bill for 9520 SW Otter Ln was $4,725, up 2.7% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,725.00 (+2.7%) | $293,888 | $311,830 Land $115,000 Building $196,830 |
| 2024 | $4,601.00 (+7.47%) | ||
| 2023 | $4,281.00 (+9.66%) | $242,883 (+1%) | $281,930 (+8.7%) Land $90,000 Building $191,930 |
| 2022 | $3,904.00 | $220,803 | $259,360 Land $75,000 Building $184,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9520 SW Otter Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9520 SW Otter Ln is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. LUCIE FALLS private · serves 499 people · EPA ID FL4434014 |
|---|---|
| Water Source | Purchased groundwater from MARTIN CO UTILITIES |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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