9507 N Side Dr, Owings, MD 20736 Property Records

Calvert County property record for 9507 N Side Dr, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,248 sqft · built 1992
Lot Size	0.508 acres (22,128 sqft)
Owner	2 Individual Names on File
Last Sale	$521,000 (Mar 2025)
Tax Bill	$4,209 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-146278`

Property Details

APN / Parcel Number

Primary APN	`03-146278`
Alternative APNs	`3146278` `146278`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,248 sqft Total Area
Basement Area	1,200 sqft
Finished Basement	1,200 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	22,128 sqft (0.508 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	536 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	146278
Street Address	9507 N SIDE DR
City	OWINGS
State	MD
Zip	20736-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 7 PLAT 1 CLEARVIEW NORTH
Legal Subdivision	PLAT ONE CLEARVIEW NORTH
Legal Lot Number	7
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1000
Census Tract	860404

Owner

9507 N Side Dr is owned and occupied by two individuals who bought it in March 2025.

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9507 N SIDE DR, OWINGS, MD 20736-4015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 9, 2019	Grant Deed, Transfer · VA Mortgage NFM LNDG
Mar 9, 2017	Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2025 · Amount on File
Deed Sale	Mar 21, 2025 · Amount on File
Prior Sale	Jun 24, 2022 · Amount on File
Deed Book / Page	6703 / 429
Prior Transfer Date	Jan 16, 2016
Prior Transfer Doc	0047210018
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 24, 2022
Property Address	9507 N SIDE DR, OWINGS, MD 20736-4015
Document Number	0063030498
Book / Page	6303 / 498
Map Reference	LB ABE 3 FO 370
Instrument Date	Jun 21, 2022
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9507 N SIDE DR, OWINGS, MD 20736-4015

Mortgage

Document Number	0006303505
Date	Jun 24, 2022
Instrument	6303/505

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 9, 2019
Property Address	9507 N SIDE DR, OWINGS, MD 20736-4015
Document Number	0054100450
Book / Page	005410 / 000450
Instrument Date	Aug 1, 2019
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	TITLEMAX CORPORATION, TITLEMAX CORP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9507 N SIDE DR OWINGS MD 207364015, OWINGS, MD 20736-4015

Mortgage

Document Number	54100458
Date	Aug 9, 2019
Book Page	005410/000458

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 9, 2017
Property Address	9507 N SIDE DR, OWINGS, MD 20736-4015
Document Number	0049540361
Book / Page	4954 / 361
Map Reference	LB ABE3 FO370
Instrument Date	Feb 24, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TITLEMAX LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9507 N SIDE DR, OWINGS, MD 20736-4015

Mortgage

Document Number	0004954367
Date	Mar 9, 2017
Instrument	4954/367

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9507 N Side Dr was $4,209 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,900 (+13.01%)	$521,500 (+39.03%) Land $138,800 Building $382,700
2025	$4,209.00 Homeowner's exemption	$375,100 Land $138,800 Building $236,300	$375,100 Land $138,800 Building $236,300
2023	$3,469.00	$333,900	$375,100 Land $138,800 Building $236,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9507 N Side Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9507 N Side Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARIS OAKS / DAYS END serves 251 people · EPA ID MD0040010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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