9523 Cosumnes Rd, Wilton, CA 95693 Property Records

Sacramento County property record for 9523 Cosumnes Rd, Wilton, CA 95693

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,623 sqft · built 1955
Lot Size	0.448 acres (19,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Sep 2023)
Tax Bill	$5,841 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-0152-014-0000`

Property Details

APN / Parcel Number

Primary APN	`134-0152-014-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,623 sqft Living Area
1st Floor Area	1,731 sqft
2nd Floor Area	700 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	19,530 sqft (0.448 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Area	3,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9523 COSUMNES RD
City	WILTON
State	CA
Zip	95693-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	LOTS 6 THROUGH 11, BLK 1, WILTON, TOGETHER WITH W 1/2 OFABND 20 FT WIDE ALLEY ABUTTING SD LOTS ON E. CONTG 19,530 NSQ FT M/L.
Legal Subdivision	WILTON
Legal Block	1
Legal Lot Number	6-11
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1001
Census Tract	9403

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9523 COSUMNES RD, WILTON, CA 95693-9700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage XPERT HOME LENDING INC
Sep 29, 2023	Grant Deed, Transfer · Seller Carry-Back GARY CONNER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Deed Book / Page	20230929 / 302
Prior Transfer Date	Sep 22, 2023
Prior Transfer Doc	2023000301
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9523 COSUMNES RD, WILTON, CA 95693-9700
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9523 COSUMNES RD, WILTON, CA 95693-9700

Mortgage

Document Number	0000000405
Date	Jan 30, 2026
Instrument	202601300405

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company
Address	SUWANEE, GA 30024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 29, 2023
Property Address	9523 COSUMNES RD, WILTON, CA 95693-9700
Document Number	0000000302
Map Reference	MB 13 MAP 19
Instrument Date	Sep 26, 2023
Instrument	202309290302
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9523 COSUMNES RD, WILTON, CA 95693-9700

Mortgage

Document Number	0000000303
Date	Sep 29, 2023
Instrument	202309290303

Lender

Name	GARY CONNER
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,210 (+2%) Land $182,070 Building $364,140
2025	$5,841.00 (+0.85%)	$535,500 (+826.68%) Land $178,500 Building $357,000
2024	$5,792.00 (+7%)
2023	$724.00 (+2.12%) Homeowner's exemption	$57,787 Land $7,454 Building $50,333
2022	$709.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	12 (1995–2023)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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