9637 Cosumnes Rd, Wilton, CA 95693 Property Records

Sacramento County property record for 9637 Cosumnes Rd, Wilton, CA 95693

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,399 sqft · built 1982
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Company Names on File
Tax Bill	$2,377 (2025)
Deeds & Mortgages	Apr 2026 Transfer Jul 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`134-0160-008-0000`

Property Details

APN / Parcel Number

Primary APN	`134-0160-008-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,399 sqft Living Area
1st Floor Area	1,399 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	63,162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9637 COSUMNES RD
City	WILTON
State	CA
Zip	95693-9773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	POR TOWN OF WILTON DES AS BEG AT A PT ON E LINEOF SEQUOIA AVE LOC N 2%13E 780 FT FR S LINE OFTOWN OF WILTON TH FR SD PT OF
Legal Subdivision	A134 160
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1001
Census Tract	9403

Owner

9637 Cosumnes Rd is owned by a company that acquired it in March 2026.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 17, WILTON, CA 95693-0017
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 10, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 26, 2026
Transfer Doc	2026000699
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 6, 2026
Property Address	9637 COSUMNES RD, WILTON, CA 95693-9773
Document Number	2026000699
Book / Page	20260406 / 699
Instrument Date	Mar 26, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9637 COSUMNES RD, WILTON, CA 95693-9773
Document Number	1907230478
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 17 WILTON CA 956930017, WILTON, CA 95693-0017

Mortgage

Document Number	1907230478
Date	Jul 23, 2019
Instrument	1907230478

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 22, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 9637 Cosumnes Rd was $2,377, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$215,092 (+2%) Land $51,775 Building $163,317
2025	$2,377.00 (+1.02%) Homeowner's exemption	$210,875 Land $50,760 Building $160,115
2024	$2,353.00 (+4.72%)
2023	$2,247.00 (+1.95%) Homeowner's exemption	$202,689 Land $48,790 Building $153,899
2022	$2,204.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9637 Cosumnes Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	12 (1995–2023)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9637 Cosumnes Rd is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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