9643 Cosumnes Rd, Wilton, CA 95693 Property Records

Sacramento County property record for 9643 Cosumnes Rd, Wilton, CA 95693

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,692 sqft · built 1945
Lot Size1.45 acres (63,162 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Jan 2024)
Tax Bill$6,571 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN134-0160-007-0000

Property Details

APN / Parcel Number

Primary APN134-0160-007-0000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,692 sqft Living Area
1st Floor Area1,332 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area63,162 sqft
Garage Area666 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address9643 COSUMNES RD
CityWILTON
StateCA
Zip95693-9773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-2
Legal DescriptionPOR TOWN OF WILTON DESC AS BEG AT A PT ON E LINEOF CONSUMNES RD N 02%13E 660 FT FROM S LINE OFTOWN OF WILTON TH FROM SD PT
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group1
Census Block1001
Census Tract9403

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9643 COSUMNES RD, WILTON, CA 95693-9773
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2024 · Amount on Record
Deed SaleJan 5, 2024 · Amount on Record
Deed Book / Page20240105 / 643
Prior Transfer DateOct 16, 2009
Prior Transfer Doc0000001330
Record UpdatedOct 29, 2026

January 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJan 5, 2024
Property Address9643 COSUMNES RD, WILTON, CA 95693-9773
Document Number0000000643
Instrument DateJan 3, 2024
Instrument202401050643
Transaction TypeTransfer
Record UpdatedJan 18, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address9643 COSUMNES RD, WILTON, CA 95693-9773

Mortgage

Document Number0000000644
DateJan 5, 2024
Instrument202401050644
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictElk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$624,240 (+2%) Land $187,272 Building $436,968
2025$6,571.00 (+756.71%) Homeowner's exemption$612,000 (+998.66%) Land $183,600 Building $428,400
2024$767.00 (+14.48%)
2023$670.00 (+2.29%) Homeowner's exemption$55,704 Land $10,160 Building $45,544
2022$655.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims12 (1995–2023)
Claims Outside the SFHA6 of 12
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 52% of California
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
unWired Broadband
Fixed Wireless
400 / 50
Softcom Internet Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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