952 Pine Rd, Otto, NC 28763 Property Records

Macon County property record for 952 Pine Rd, Otto, NC 28763

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 936 sqft
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Last Sale	$225,500 (Jul 2021)
Tax Bill	$939 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6581457902`

Property Details

APN / Parcel Number

Primary APN	`6581457902`
Alternative APN	`150123`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	936 sqft Heated Area
1st Floor Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Deck Area	192 sqft
Patio Area	312 sqft

Location & Zoning

Account Number	150123
Street Address	952 PINE RD
City	OTTO
State	NC
Zip	28763-9175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	952 PINE RD-SPLIT PLAT BOOK 5 PLAT CARD 11584
Jurisdiction	MACON NC
Township / Civil Division	SMITHBRIDGE
Census Block Group	4
Census Block	4028
Census Tract	970700

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	952 PINE RD, OTTO, NC 28763-9175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Deed Document Number	20216362
Deed Book / Page	B41 / 96
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 2, 2021
Property Address	952 PINE RD, OTTO, NC 28763-9175
Document Number	0000B41/96
Book / Page	B-41 / 96
Map Reference	MB 5 CARD 11584
Instrument Date	Jul 2, 2021
Instrument	2021006362
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$451.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 HOLBROOKS RD, FRANKLIN, NC 28734-2181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	952 PINE RD, OTTO, NC 28763-9175

Mortgage

Document Number	000B41/101
Date	Jul 2, 2021
Book Page	B-41/101
Instrument	2021006363

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$939.00	$241,730 (+0.58%) Land $36,710 Building $205,020	$241,730 (+0.58%) Land $36,710 Building $205,020
2025	$939.00 (+1.29%)
2023	$927.00	$240,330 Land $36,710 Building $203,620	$240,330 Land $36,710 Building $203,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (2009–2015)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

May also be available: Optimum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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