862 Pine Rd, Otto, NC 28763 Property Records

Macon County property record for 862 Pine Rd, Otto, NC 28763

Property Summary

Property Type	Mobile Home
Details	2 bd · 2,156 sqft · built 2009
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Jun 2007)
Tax Bill	$874 (2026)
Deeds & Mortgages	Mar 2026 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6581463464`

Property Details

APN / Parcel Number

Primary APN	`6581463464`
Alternative APNs	`0700463` `110174`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,156 sqft Heated Area
1st Floor Area	2,156 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling

Exterior Amenities

Deck Area	96 sqft
Patio Area	52 sqft
Canopy	360 sqft
Utility Building	112 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	110174
Street Address	862 PINE RD
City	OTTO
State	NC
Zip	28763-9174
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R
Legal Description	ROADS 1123 & 1121
Jurisdiction	MACON NC
Township / Civil Division	SMITHBRIDGE
Census Block Group	4
Census Block	4026
Census Tract	970700

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	862 PINE RD, OTTO, NC 28763-9174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2007 · Amount on Record
Deed Sale	Jun 26, 2007 · Amount on Record
Deed Document Number	20073359
Deed Book / Page	31 / 2577
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	862 PINE RD, OTTO, NC 28763-9174
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 PINE RD, OTTO, NC 28763-9174

Mortgage

Document Number	000H44/981
Date	Mar 23, 2026
Book Page	H-44/981
Instrument	2026001731

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	6561 IRVINE CENTER DR, IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	862 PINE RD, OTTO, NC 28763-9174
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00V41/1122
Date	May 11, 2022
Book Page	V-41/1122
Instrument	2022003664

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$874.00	$222,650 (+1.64%) Land $28,750 Building $193,900	$222,650 (+1.64%) Land $28,750 Building $193,900
2025	$874.00 (+4.67%)	$219,050 (+2.72%) Land $28,750 Building $190,300	$219,050 (+2.72%) Land $28,750 Building $190,300
2023	$835.00	$213,250 Land $28,750 Building $184,500	$213,250 Land $28,750 Building $184,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (2009–2015)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

May also be available: Optimum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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