674 Pine Rd, Otto, NC 28763 Property Records

Macon County property record for 674 Pine Rd, Otto, NC 28763

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,448 sqft · built 1985
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Oct 2006)
Tax Bill	$1,245 (2026)
Deeds & Mortgages	May 2023 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6581470428`

Property Details

APN / Parcel Number

Primary APN	`6581470428`
Alternative APNs	`0710997` `146233` `154977` `160184`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,448 sqft Heated Area
1st Floor Area	2,448 sqft
Basement Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	48,787 sqft (1.12 acres)
Terrain	Rolling

Exterior Amenities

Porch	Patio
Porch Area	464 sqft
Deck Area	144 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	160184
Street Address	674 PINE RD
City	OTTO
State	NC
Zip	28763-9170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 9 SELLERS & DILLS PROP
Legal Subdivision	SELLERS DILLS PROPERTY
Legal Lot Number	9
Jurisdiction	MACON NC
Township / Civil Division	SMITHBRIDGE
Census Block Group	4
Census Block	4026
Census Tract	970700

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	674 PINE RD, OTTO, NC 28763-9170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 14, 2020	Deed of Trust, Mortgage PALMETTO SURETY CORPORATION
Feb 10, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2006 · Amount on Record
Deed Sale	Oct 19, 2006 · Amount on Record
Prior Sale	Oct 19, 2006 · Amount on Record
Deed Document Number	20065610
Deed Book / Page	30 / 1135
Last Transfer Date	Apr 16, 2025
Transfer Doc	00S43/2130
Record Updated	Oct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON NC
Recording Date	May 16, 2023
Property Address	674 PINE RD, OTTO, NC 28763-9170
Document Number	000N42/352
Book / Page	N-42 / 352
Instrument Date	May 15, 2023
Instrument	2023002910
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	674 PINE ROAD, FRANKLIN, NC 28734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	KETTENGASSE 5, BREISACH, NC 79206

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	674 PINE RD, OTTO, NC 28763-9170
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00L40/2016
Date	Dec 14, 2020
Book Page	L-40/2016
Instrument	2020010013

Lender

Name	PALMETTO SURETY CORPORATION
Type	Non-Lending Institution
Address	MOUNT PLEASANT, SC 29464

Agreement

Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON NC
Recording Date	Feb 10, 2020
Property Address	674 PINE RD, OTTO, NC 28763-9170
Document Number	00S39/1735
Book / Page	S-39 / 1735
Instrument Date	Feb 7, 2020
Instrument	2020000903
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 PINE RD, OTTO, NC 28763-9170

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,245.00	$331,900 (+4.9%) Land $34,700 Building $297,200	$331,900 (+4.9%) Land $34,700 Building $297,200
2025	$1,245.00 (+1.06%)	$316,400 (+0.03%) Land $34,700 Building $281,700	$316,400 (+0.03%) Land $34,700 Building $281,700
2023	$1,232.00	$316,300 Land $34,700 Building $281,600	$316,300 Land $34,700 Building $281,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (2009–2015)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Rd

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