952 Bermuda Ln, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 952 Bermuda Ln, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,836 sqft · built 1989
Lot Size	0.291 acres (12,683 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (May 2021)
Tax Bill	$6,269 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-892-90058838`

Property Details

APN / Parcel Number

Primary APN	`02-892-90058838`
Alternative APNs	`289290058838` `89290058838`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,836 sqft Living Area
Gross Area	3,236 sqft
1st Floor Area	2,123 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,683 sqft (0.291 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	89290058838
Street Address	952 BERMUDA LN
City	ANNAPOLIS
State	MD
Zip	21401-6840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 6R SC 442 PL 4 HERITAGE HARBOUR
Legal Subdivision	HERITAGE HARBOUR
Legal Block	1
Legal Lot Number	6R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1002
Census Tract	751600

Owner

952 Bermuda Ln is owned and occupied by two individuals who bought it in May 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	952 BERMUDA LN, ANNAPOLIS, MD 21401-6840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jan 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2021 · Amount on File
Deed Sale	May 19, 2021 · Amount on File
Prior Sale	Jul 13, 2005 · Amount on File
Deed Book / Page	36816 / 80
Transfer Doc	0000010453
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 19, 2021
Property Address	952 BERMUDA LN, ANNAPOLIS, MD 21401-6840
Document Number	0368160080
Book / Page	36816 / 80
Map Reference	MB 95 PG 21
Instrument Date	Mar 30, 2021
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	FIRST QUALITY TITLE, FIRST EQUITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	952 BERMUDA LN, ANNAPOLIS, MD 21401-6840

Mortgage

Document Number	3681685
Date	May 19, 2021
Instrument	36816/85

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	952 BERMUDA LN, ANNAPOLIS, MD 21401-6840
Document Number	0328510157
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	SAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	952 BERMUDA LN ANNAPOLIS MD 214016840, ANNAPOLIS, MD 21401-6840

Mortgage

Document Number	0328510157
Date	Feb 1, 2019
Book Page	032851/000157

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 952 Bermuda Ln was $6,269 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$639,300 Land $246,000 Building $393,300	$639,300 Land $246,000 Building $393,300
2025	$6,269.00
2023	$5,458.00 Homeowner's exemption	$499,900 Land $226,000 Building $273,900	$499,900 Land $226,000 Building $273,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 952 Bermuda Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 952 Bermuda Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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