948 Bermuda Ln, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 948 Bermuda Ln, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,756 sqft · built 1989
Lot Size	0.164 acres (7,126 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Feb 2023)
Tax Bill	$5,145 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Oct 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-892-90058840`

Property Details

APN / Parcel Number

Primary APN	`02-892-90058840`
Alternative APNs	`2-892-90058840` `89290058840`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,756 sqft Living Area
Gross Area	2,212 sqft
1st Floor Area	1,756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,126 sqft (0.164 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	212 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	89290058840
Street Address	948 BERMUDA LN
City	ANNAPOLIS
State	MD
Zip	21401-6840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 8R SC 442 PL 4 HERITAGE HARBOUR
Legal Subdivision	HERITAGE HARBOUR
Legal Block	1
Legal Lot Number	8R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1002
Census Tract	751600

Owner

Source: Anne Arundel County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	948 BERMUDA LN, ANNAPOLIS, MD 21401-6840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed, Transfer · Conventional Mortgage SANDY SPRING BANK
Oct 3, 2022	Deed of Distribution, Transfer
Mar 21, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	May 1, 2008 · Amount on Record
Deed Book / Page	39469 / 69
Prior Transfer Date	Sep 28, 2022
Prior Transfer Doc	0391670339
Record Updated	Sep 20, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 21, 2023
Property Address	948 BERMUDA LN, ANNAPOLIS, MD 21401-6840
Document Number	0394690069
Book / Page	39469 / 69
Map Reference	MB 108 FO 37
Instrument Date	Jan 13, 2023
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	948 BERMUDA LN, ANNAPOLIS, MD 21401-6840

Mortgage

Document Number	0003946978
Date	Feb 21, 2023
Instrument	39469/78

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

October 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 3, 2022
Property Address	948 BERMUDA LN, ANNAPOLIS, MD 21401-6840
Document Number	0391670339
Book / Page	39167 / 339
Map Reference	MB 108 FO 37
Instrument Date	Sep 28, 2022
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	34106 KELLEY WOODS PL, BLUEMONT, VA 20135-4015

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 21, 2017
Property Address	948 BERMUDA LN, ANNAPOLIS, MD 21401-6840
Document Number	0307510337
Book / Page	030751 / 000337
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	948 BERMUDA LN ANNAPOLIS MD 214016840, ANNAPOLIS, MD 21401-6840

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$497,800 (+20.71%)	$540,500 (+31.06%) Land $229,300 Building $311,200
2024	$5,145.00 (+14.26%)
2023	$4,503.00	$412,400 Land $209,300 Building $203,100	$412,400 Land $209,300 Building $203,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

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