949 Bermuda Ln, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 949 Bermuda Ln, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,715 sqft · built 1990
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Company Names on File
Last Sale	$630,000 (Jul 2021)
Tax Bill	$5,643 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-892-90058833`

Property Details

APN / Parcel Number

Primary APN	`02-892-90058833`
Alternative APNs	`2-892-90058833` `89290058833`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,715 sqft Living Area
Gross Area	3,135 sqft
1st Floor Area	1,547 sqft
Basement Area	598 sqft
Finished Basement	598 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,400 sqft (0.147 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	54 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	89290058833
Street Address	949 BERMUDA LN
City	ANNAPOLIS
State	MD
Zip	21401-6840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 1R SC 442 PL 4 HERITAGE HARBOUR
Legal Subdivision	HERITAGE HARBOUR
Legal Block	1
Legal Lot Number	1R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1002
Census Tract	751600

Owner

949 Bermuda Ln is owned by a company that acquired it in June 2025.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Company Names on File
Mailing Address	949 BERMUDA LN, ANNAPOLIS, MD 21401-6840
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on File
Deed Sale	Jul 22, 2021 · Amount on File
Prior Sale	May 17, 1990 · Amount on File
Deed Book / Page	37242 / 330
Last Transfer Date	Jun 5, 2025
Transfer Doc	0414570042
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 22, 2021
Property Address	949 BERMUDA LN, ANNAPOLIS, MD 21401-6840
Document Number	0372420330
Book / Page	37242 / 330
Map Reference	MB 108 PL 37
Instrument Date	Jul 1, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	PRECISE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	949 BERMUDA LN, ANNAPOLIS, MD 21401-6840

Mortgage

Document Number	37242335
Date	Jul 22, 2021
Instrument	37242/335

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 949 Bermuda Ln was $5,643, up 2.5% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$616,000 (+10.22%) Land $227,200 Building $388,800	$616,000 (-) Land $227,200 Building $388,800
2025	$5,643.00 (+2.51%)	$558,867	$616,000 Land $227,200 Building $388,800
2024	$5,505.00 (+13.46%)
2023	$4,852.00 Homeowner's exemption	$444,600 Land $207,200 Building $237,400	$444,600 Land $207,200 Building $237,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 949 Bermuda Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 949 Bermuda Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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