95152 Sandpiper Loop, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 95152 Sandpiper Loop, Fernandina Beach, FL 32034

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,218 sqft · built 1980
Lot Size	0.145 acres (6,357 sqft)
Owner	Individual Name on File
Last Sale	$775,000 (Jul 2021)
Tax Bill	$12,168 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-00-30-0605-0601-0000`

Property Details

APN / Parcel Number

Primary APN	`00-00-30-0605-0601-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,218 sqft Heated Area
Gross Area	1,692 sqft
1st Floor Area	576 sqft
Upper Floors Area	604 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,357 sqft (0.145 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	144 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	95152 SANDPIPER LOOP
City	FERNANDINA BEACH
State	FL
Zip	32034-6214
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RSF-1
Legal Description	LOT 601 THE SANDPIPER 1 PB 4/78 & 79
Legal Range	28E
Legal Township	02N
Legal Section	13
Legal Subdivision	THE SANDPIPER 1
Legal Lot Number	601
Jurisdiction	NASSAU FL
Township / Civil Division	FERNANDINA BEACH
Census Block Group	2
Census Block	2039
Census Tract	50203

Owner

95152 Sandpiper Loop, a townhouse, is owned by an individual who bought it in July 2021.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	107 MUIRFIELD RD, MACON, GA 31210-2908
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Prior Sale	Nov 12, 2008 · Amount on File
Deed Document Number	202145028206
Deed Book / Page	2483 / 638
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 30, 2021
Property Address	95152 SANDPIPER LOOP, FERNANDINA BEACH, FL 32034-6214
Document Number	0024830638
Book / Page	2483 / 638
Map Reference	MB 4 PG 78&79
Instrument Date	Jul 29, 2021
Instrument	202145028206
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3627 PACES VALLEY RD NW, 3627, ATLANTA, GA 30327-3205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95152 SANDPIPER LOOP, FERNANDINA, FL 32034-6214

Mortgage

Document Number	2483640
Date	Jul 30, 2021
Instrument	2483/640

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 95152 Sandpiper Loop was $12,168, up 5.7% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,168.00 (+5.66%)	$863,312 (+4.76%) Land $725,000 Building $138,312	$863,312 (+4.76%) Land $725,000 Building $138,312
2024	$11,516.00 (+14.55%)	$824,071 (+26.79%) Land $675,000 Building $149,071	$824,071 (+26.79%) Land $675,000 Building $149,071
2023	$10,053.00 (+20.24%)	$649,965 (+18.59%) Land $500,000 Building $149,965	$649,965 (+18.59%) Land $500,000 Building $149,965
2022	$8,361.00	$548,061 Land $400,000 Building $148,061	$548,061 Land $400,000 Building $148,061

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95152 Sandpiper Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 630 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,202 units insured incl. 572 condo units
Nearby Flood Claims	50 (1985–2025)
Claims Outside the SFHA	38 of 50
Most Recent Claim	Mar 2025 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95152 Sandpiper Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NASSAU-AMELIA UTILITIES private · serves 9,750 people · EPA ID FL2450022
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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