95138 Sandpiper Loop, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 95138 Sandpiper Loop, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,516 sqft · built 1979
Lot Size	0.09 acres (3,928 sqft)
Owner	Individual Name on File
Tax Bill	$12,240 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`00-00-30-0605-0504-0000`

Property Details

APN / Parcel Number

Primary APN	`00-00-30-0605-0504-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,516 sqft Living Area
Gross Area	1,564 sqft
1st Floor Area	576 sqft
Upper Floors Area	892 sqft
Basement Area	96 sqft
Finished Basement	48 sqft
Unfinished Basement	48 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,928 sqft (0.09 acres)
View / Lot	Waterfront
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	64 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	95138 SANDPIPER LOOP
City	FERNANDINA BEACH
State	FL
Zip	32034-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 504 THE SANDPIPER UNIT 1 PB 4/78 & 79
Legal Range	28E
Legal Township	02N
Legal Section	13
Legal Subdivision	THE SANDPIPER
Legal Lot Number	504
Legal Unit	1
Jurisdiction	NASSAU FL
Township / Civil Division	FERNANDINA BEACH
Census Block Group	2
Census Block	2039
Census Tract	50203

Owner

95138 Sandpiper Loop is owned by an individual who acquired it in October 2025.

Source: Nassau County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	7112 RINDGE AVE, PLAYA DEL REY, CA 90293-7714
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Quit Claim Deed, Transfer · Conventional Mortgage FLEXPOINT INC
Dec 20, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 30, 2025
Transfer Doc	0028261701
Record Updated	Sep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Nov 3, 2025
Property Address	95138 SANDPIPER LOOP, FERNANDINA BEACH, FL 32034-6214
Document Number	0028261701
Book / Page	2826 / 1701
Map Reference	MB 4 PG 78-79
Instrument Date	Oct 30, 2025
Instrument	202545033366
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2811 WILSHIRE BLVD STE 690, 690, SANTA MONICA, CA 90403-4816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7112 RINDGE AVE, BEVERLY HILLS, CA 90213

Mortgage

Document Number	0028261704
Date	Nov 3, 2025
Instrument	2826/1704

Lender

Name	FLEXPOINT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 20, 2021
Property Address	95138 SANDPIPER LOOP, FERNANDINA BEACH, FL 32034-6214
Document Number	0025221635
Book / Page	2522 / 1635
Map Reference	MB 4 PG 78&79
Instrument Date	Nov 20, 2021
Instrument	202145046651
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13908 FIJI WAY APT 163, 13908, MARINA DEL REY, CA 90292-6939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2811 WILSHIRE BLVD STE 690, 690, SANTA MONICA, CA 90403-4816

Tax Assessment & Valuation

The 2025 property tax bill for 95138 Sandpiper Loop was $12,240, up 6.6% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,240.00 (+6.61%)	$878,596 (+6.89%) Land $725,000 Building $153,596	$878,596 (+6.89%) Land $725,000 Building $153,596
2024	$11,481.00 (+14.58%)	$821,963 (+26.85%) Land $675,000 Building $146,963	$821,963 (+26.85%) Land $675,000 Building $146,963
2023	$10,020.00 (+20.26%)	$647,956 (+18.63%) Land $500,000 Building $147,956	$647,956 (+18.63%) Land $500,000 Building $147,956
2022	$8,332.00	$546,185 Land $400,000 Building $146,185	$546,185 Land $400,000 Building $146,185

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95138 Sandpiper Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 630 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,202 units insured incl. 572 condo units
Nearby Flood Claims	50 (1985–2025)
Claims Outside the SFHA	38 of 50
Most Recent Claim	Mar 2025 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95138 Sandpiper Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NASSAU-AMELIA UTILITIES private · serves 9,750 people · EPA ID FL2450022
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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