95136 Sandpiper Loop, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 95136 Sandpiper Loop, Fernandina Beach, FL 32034

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,506 sqft · built 1979
Lot Size0.09 acres (3,930 sqft)
Owner2 Owner Names on Record
Last Sale$350,000 (Nov 2014)
Tax Bill$10,777 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN00-00-30-0605-0503-0000

Property Details

APN / Parcel Number

Primary APN00-00-30-0605-0503-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories3 Stories
Building Area1,506 sqft Heated Area
Gross Area1,868 sqft
1st Floor Area576 sqft
Upper Floors Area892 sqft
Interior WallsWallboard/Drywall
FireplaceSingle

Exterior

Year BuiltBuilt 1979
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,930 sqft (0.09 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchOpen Porch
Porch Area64 sqft
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address95136 SANDPIPER LOOP
CityFERNANDINA BEACH
StateFL
Zip32034-6214
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRSF-1
Legal DescriptionLOT 503 IN OR 1949/106 THE SANDPIPER UNIT 1 PB 4/78 & 79
Legal Range28E
Legal Township02N
Legal Section13
Legal SubdivisionTHE SANDPIPER
Legal Lot Number503
Legal Unit1
JurisdictionNASSAU FL
Township / Civil DivisionFERNANDINA BEACH
Census Block Group2
Census Block2039
Census Tract50203

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on Record
Mailing Address936 WATERVIEW DR, CROWNSVILLE, MD 21032-1216

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2014 · Amount on Record
Deed SaleNov 25, 2014 · Amount on Record
Deed Document Number0001949106
Deed Book / Page1949 / 106
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address95136 SANDPIPER LOOP, FERNANDINA BEACH, FL 32034-6214
Transaction TypeMortgage
Record UpdatedJun 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address936 WATEPTXEW DR, CROWNSVILLE, MD 21032

Mortgage

Document Number0025620883
DateMay 11, 2022
Book Page2562/883
Instrument202245017199
Lender
NameBANK OF AMERICA NA
TypeBank
Address29255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateJun 1, 2029
Change FrequencyMonthly
Min Rate At Change2.75%
Max Rate At Change8.25%
IndexOther
Max Rate8.25%

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,777.00 (+6.37%)$885,802 (+6.87%) Land $725,000 Building $160,802$885,802 (+6.87%) Land $725,000 Building $160,802
2024$10,132.00 (+15.52%)$828,855 (+26.56%) Land $675,000 Building $153,855$828,855 (+26.56%) Land $675,000 Building $153,855
2023$8,771.00 (+22.01%)$654,892 (+18.41%) Land $500,000 Building $154,892$654,892 (+18.41%) Land $500,000 Building $154,892
2022$7,189.00$553,058 Land $400,000 Building $153,058$553,058 Land $400,000 Building $153,058

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 630 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,202 units insured
incl. 572 condo units
Nearby Flood Claims50 (1985–2025)
Claims Outside the SFHA38 of 50
Most Recent ClaimMar 2025 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, Tornadoes & Flooding, Oct 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNASSAU-AMELIA UTILITIES
private · serves 9,750 people · EPA ID FL2450022
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Sandpiper Loop

Nearby Streets

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