9515 SW Merlin Ct, Stuart, FL 34997 Property Records

Martin County property record for 9515 SW Merlin Ct, Stuart, FL 34997

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,614 sqft · built 2015
Lot Size0.035 acres (1,529 sqft)
OwnerIndividual Name on Record
Last Sale$222,000 (Apr 2018)
Tax Bill$2,707 (2025)
Deeds & MortgagesNov 2025 Second Mortgage
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-39-40-006-000-0125.0-0-0000

Property Details

APN / Parcel Number

Primary APN12-39-40-006-000-0125.0-0-0000
Alternative APNs
  • 12-39-40-006-000-01250-0
  • 539329

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,614 sqft Living Area
Gross Area1,874 sqft
1st Floor Area691 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area1,529 sqft (0.035 acres)
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchOpen Concrete/Masonry Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number539329
Street Address9515 SW MERLIN CT
CitySTUART
StateFL
Zip34997-8923
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUDR
Legal DescriptionLOT 125 PH 3 RIVER MARINA PUD PHS 3 & 5 (PB 16 PG 42)
Legal Range40E
Legal Township39S
Legal Section12
Legal SubdivisionRIVER MARINA
Legal Block1
Legal Lot Number125
JurisdictionMARTIN FL
Township / Civil DivisionINDIANTOWN
Census Block Group1
Census Block1021
Census Tract1702

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9515 SW MERLIN CT, STUART, FL 34997-8923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Oct 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
MIDFLORIDA CU
Apr 13, 2018Warranty Deed, Transfer · FHA Mortgage
US MTG/FL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2018 · Amount on Record
Deed SaleApr 13, 2018 · Amount on Record
Prior SaleJan 14, 2016 · Amount on Record
Deed Document Number20182689139
Deed Book / Page2986 / 1194
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address9515 SW MERLIN CT, STUART, FL 34997-8923
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address9515 SW MERLIN CT, STUART, FL 34997-8923

Mortgage

Document Number0035341193
DateNov 21, 2025
Book Page3534/1193
Instrument3157750
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2045

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address9515 SW MERLIN CT, STUART, FL 34997-8923
Transaction TypeMortgage
Record UpdatedJul 29, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address8515 SW MERLIN CT, STUART, FL 34997

Mortgage

Document Number0032661683
DateOct 25, 2021
Book Page3266/1683
Instrument2922033
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateApr 13, 2018
Property Address9515 SW MERLIN CT, STUART, FL 34997-8923
Document Number0029861194
Book / Page002986 / 001194
Instrument DateApr 12, 2018
Instrument2689139
Transaction TypeTransfer
Record UpdatedJun 13, 2018
Title CompanyPROFESSIONAL TITLE AND CLOSING S

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,554.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9515 SW MERLIN CT STUART FL 349978923, STUART, FL 34997-8923

Mortgage

Document Number29861196
DateApr 13, 2018
Book Page002986/001196
Instrument2689140
Lender
NameUS MTG/FL
TypeMortgage Company
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 12, 2048

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,707.00 (-1.1%) Additional exemption filed$214,040 (+5.99%)$308,970 (+10.65%) Land $115,000 Building $193,970
2024$2,737.00 (+2.05%)
2023$2,682.00 (+3.95%) Additional exemption filed$201,950 (+3%)$279,220 (+8.9%) Land $90,000 Building $189,220
2022$2,580.00 Homeowner's exemption$196,068$256,390 Land $75,000 Building $181,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. LUCIE FALLS
private · serves 499 people · EPA ID FL4434014
Water SourcePurchased groundwater from MARTIN CO UTILITIES
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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