4698 SW HAMMOCK CREEK DR, PALM CITY, FL 34990-7935
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
9523 SW MERLIN CT, STUART, FL 34997-8923
Mortgage
Document Number
0034232558
Date
Mar 5, 2024
Instrument
3423/2558
Lender
Name
ROCKET MORTGAGE LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Apr 1, 2054
Interest
Rate Type
Adjustable Rate
Rate
6.2%
Type Change Date
Apr 1, 2031
Change Frequency
6 Months
Min Rate At Change
3%
Max Rate At Change
11.2%
Margin
3
Max Rate
11.2%
April 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MARTIN FL
Property Address
9523 SW MERLIN CT, STUART, FL 34997-8923
Transaction Type
Mortgage
Record Updated
Jul 29, 2022
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0030551756
Date
Apr 30, 2019
Book Page
3055/1756
Instrument
2751755
Lender
Name
LAND-HOME FINANCIAL SERVICES
Type
Mortgage Company
Address
CONCORD, CA 94520
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
May 1, 2049
March 2022: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MARTIN FL
Property Address
9523 SW MERLIN CT, STUART, FL 34997-8923
Transaction Type
Mortgage
Record Updated
Jul 29, 2022
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
7237 DAMITA DR, LAKE WORTH, FL 33463-4915
Mortgage
Document Number
0033030944
Date
Mar 30, 2022
Book Page
3303/944
Instrument
2951538
Lender
Name
CELEBRITY HOME LOANS LLC
Address
VILLA PARK, IL 60181
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Apr 1, 2052
December 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
MARTIN FL
Recording Date
Dec 31, 2018
Property Address
9523 SW MERLIN CT, STUART, FL 34997-8923
Document Number
0030341688
Book / Page
3034 / 1688
Map Reference
MB 16 PG 42
Instrument Date
Dec 14, 2018
Instrument
2732239
Transaction Type
Transfer
Record Updated
Jul 29, 2022
Title Company
ATTORNEY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,575.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
2875 NORTHEAST #500500, 2875, MIAMI, FL 33180
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
9523 SOUTHWEST, STUART, FL 34997
Mortgage
Document Number
0002732240
Date
Dec 31, 2018
Instrument
2732240
Lender
Name
LAND-HOME FINANCIAL SERVICES
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2049
Tax Assessment & Valuation
The 2025 property tax bill for 9523 SW Merlin Ct was $4,204 with a homeowner's exemption, up 4% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
Property Jurisdictions
Type
Name
State
Florida
County
Martin County
Unified School District
Martin County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$4,204.00 (+3.98%)Additional exemption filed
$308,970Land $115,000Building $193,970
$308,970Land $115,000Building $193,970
2024
$4,043.00 (+1.84%)
2023
$3,970.00 (+2.82%)Additional exemption filed
$279,220 (+27.86%)Land $90,000Building $189,220
$279,220 (+8.9%)Land $90,000Building $189,220
2022
$3,861.00
$218,383
$256,390Land $75,000Building $181,390
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 9523 SW Merlin Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 74 policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
74 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 9523 SW Merlin Ct is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood
0.2% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ST. LUCIE FALLS private · serves 499 people · EPA ID FL4434014
Water Source
Purchased groundwater from MARTIN CO UTILITIES
Last State Inspection
Aug 2025
Lead
Under 1 ppb (2024) action level 15 ppb
Violations Reported to EPA
Listed by EPA as a serious violator for missed monitoring and reporting.
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
11 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025