9504 SW Merlin Ct, Stuart, FL 34997 Property Records

Martin County property record for 9504 SW Merlin Ct, Stuart, FL 34997

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,614 sqft · built 2016
Lot Size0.038 acres (1,664 sqft)
Owner2 Individual Names on Record
Last Sale$327,000 (Sep 2026)
Tax Bill$4,903 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Apr 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-39-40-006-000-0088.0-0-0000

Property Details

APN / Parcel Number

Primary APN12-39-40-006-000-0088.0-0-0000
Alternative APNs
  • 12-39-40-006-000-00880-0
  • 323872

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,614 sqft Living Area
Gross Area1,874 sqft
1st Floor Area691 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area1,664 sqft (0.038 acres)
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number323872
Street Address9504 SW MERLIN CT
CitySTUART
StateFL
Zip34997-8922
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUDR
Legal DescriptionLOT 88 PH 3 RIVER MARINA PUD PHS 3 & 5 (PB 16 PG 42)
Legal Range40E
Legal Township39S
Legal Section12
Legal SubdivisionRIVER MARINA
Legal Block1
Legal Lot Number88
JurisdictionMARTIN FL
Township / Civil DivisionINDIANTOWN
Census Block Group1
Census Block1020
Census Tract1702

Owner

Source: Martin County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9504 SW MERLIN CT, STUART, FL 34997-8922
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 26, 2022Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
May 5, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 22, 2017Warranty Deed, Transfer · FHA Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2026 · Amount on Record
Deed SaleSep 30, 2026 · Amount on Record
Prior SaleMay 5, 2021 · Amount on Record
Deed Document Number20263207321
Deed Book / Page3593 / 765
Prior Transfer DateJun 22, 2021
Prior Transfer Doc0033090159
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateSep 30, 2026
Property Address9504 SW MERLIN CT, STUART, FL 34997-8922
Document Number0003207321
Book / Page3593 / 765
Instrument DateSep 26, 2026
Instrument20263207321
Transaction TypeTransfer
Record UpdatedOct 21, 2026
Title CompanyTITLE ESCROW, PROPY TITLE AND ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$231,189.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9504 SW MERLIN CT, STUART, FL 34997-8922

Mortgage

Document Number0003207322,
DateSep 30, 2026
Instrument20263207322
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0003207293,
DateSep 30, 2026
Book Page3593/669
Instrument20263207293
Lender
NameHOUSING FINANCE CORPORATION FLORIDA
Agreement
AmountAmount Recorded
Interest
Max Rate-1%

April 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateApr 26, 2022
Property Address9504 SW MERLIN CT, STUART, FL 34997-8922
Document Number0033090159
Book / Page3309 / 159
Map ReferenceMB 16 PG 42
Instrument DateJun 22, 2021
Instrument2956617
Transaction TypeTransfer
Record UpdatedMay 13, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2462 SW ESTELLA TER, 2462, PALM CITY, FL 34990-3180

Transferred To (Grantee/Buyer)

NameVerified Name
Address2440 SE FEDERAL HWY # F, F, STUART, FL 34994-4531

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMay 5, 2021
Property Address9504 SW MERLIN CT, STUART, FL 34997-8922
Document Number0032211862
Book / Page3221 / 1862
Map ReferenceMB 16 PG 42
Instrument DateMay 4, 2021
Instrument2886421
Transaction TypeTransfer
Record UpdatedJun 18, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9020 SW CHRYSLER CIR, 9020, STUART, FL 34997-1205

Transferred To (Grantee/Buyer)

NameVerified Name
Address2462 SW ESTELLA TER, PALM CITY, FL 34990-3180

Mortgage

Document Number32211865
DateMay 5, 2021
Instrument3221/1865
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateSep 22, 2017
Property Address9504 SW MERLIN CT, STUART, FL 34997-8922
Document Number0029491131
Book / Page002949 / 001131
Instrument DateSep 20, 2017
Instrument2656040
Transaction TypeTransfer
Record UpdatedOct 4, 2017
Title CompanySTARFISH TITLE AGENCY LLC, STARFISH TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address330 SW WALKING PATH STUART FL 349973037, STUART, FL 34997-3037

Mortgage

Document Number29491133
DateSep 22, 2017
Book Page002949/001133
Instrument2656041
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 21, 2047

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,903.00 (-1.78%)$311,030 (+10.62%) Land $115,000 Building $196,030$311,030 (+10.62%) Land $115,000 Building $196,030
2024$4,992.00 (+6.48%)
2023$4,688.00 (+9.12%)$281,180 (+8.88%) Land $90,000 Building $191,180$281,180 (+8.88%) Land $90,000 Building $191,180
2022$4,296.00$258,250 Land $75,000 Building $183,250$258,250 Land $75,000 Building $183,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. LUCIE FALLS
private · serves 499 people · EPA ID FL4434014
Water SourcePurchased groundwater from MARTIN CO UTILITIES
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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