9511 W Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 9511 W Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,258 sqft · built 1976
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Tax Bill	$2,922 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-00-001-102-065`

Property Details

APN / Parcel Number

Primary APN	`10-00-001-102-065`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,258 sqft Living Area
1st Floor Area	1,468 sqft
2nd Floor Area	790 sqft
Upper Floors Area	790 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	200 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	240 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	280 sqft
Canopy	120 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	9511 W RIDGE RD
City	ELYRIA
State	OH
Zip	44035-6820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OL 1
Legal Subdivision	CARLISLE SEC 01
Legal Block	102
Legal Lot Number	1
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1001
Census Tract	71500

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9511 W RIDGE RD, ELYRIA, OH 44035-6820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2019	Deed of Trust, Mortgage · Line of Credit NORTHWEST BK
Oct 11, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 11, 2019
Transfer Doc	0000734039
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	9511 W RIDGE RD, ELYRIA, OH 44035-6820
Document Number	0000740097
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9511 W RIDGE RD ELYRIA OH 440356820, ELYRIA, OH 44035-6820

Mortgage

Document Number	0000740097
Date	Nov 27, 2019
Instrument	740097

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 26, 2044

Interest

Rate Type	Adjustable Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 11, 2019
Property Address	9511 W RIDGE RD, ELYRIA, OH 44035-6820
Document Number	0000734039
Instrument Date	Oct 11, 2019
Instrument	734039
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9511 W RIDGE RD ELYRIA OH 440356820, ELYRIA, OH 44035-6820

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,922.00	$73,820 (-0.01%) Land $8,030 Building $65,790	$210,930 (-) Land $22,950 Building $187,980
2024	$2,922.00 (-4.79%)	$73,826 (+17.93%) Land $8,033 Building $65,793	$210,930 (+17.93%) Land $22,950 Building $187,980
2023	$3,069.00 (+0.76%)	$62,602 (+%) Land $10,672 Building $51,930	$178,860 (-) Land $30,490 Building $148,370
2022	$3,046.00	$62,600 Land $10,670 Building $51,930
2021			$178,860 Land $30,490 Building $148,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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