9420 W Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 9420 W Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,126 sqft · built 1996
Lot Size	0.619 acres (27,007 sqft)
Owner	Individual on Record
Last Sale	$192,000 (Jul 2023)
Tax Bill	$2,749 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-24-001-000-060`

Property Details

APN / Parcel Number

Primary APN	`06-24-001-000-060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,126 sqft Living Area
1st Floor Area	1,126 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	27,007 sqft (0.619 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	9420 W RIDGE RD
City	ELYRIA
State	OH
Zip	44035-4535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5/31/13 LAND CONTRACT 2013-0463694
Legal Subdivision	ORIGINAL ELYRIA TOWNSHIP
Legal Tract	24
Legal Lot Number	1
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1018
Census Tract	70902

Owner

Source: Lorain County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	9420 W RIDGE RD, ELYRIA, OH 44035-4535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Sep 26, 2019	Deed of Trust, Mortgage · FHA Mortgage HOWARD HANNA MTG SVCS
Sep 27, 2019	Warranty Deed, Transfer · FHA Mortgage HOWARD HANNA MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	2023003963
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 28, 2023
Property Address	9420 W RIDGE RD, ELYRIA, OH 44035-4535
Document Number	0000923908
Instrument Date	Jul 27, 2023
Instrument	2023-0923908
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	NEWMAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9420 W RIDGE RD, ELYRIA, OH 44035-4535

Mortgage

Document Number	0000923909
Date	Jul 28, 2023
Instrument	2023-0923909

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	9420 W RIDGE RD, ELYRIA, OH 44035-4535
Document Number	0000735496
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11103 MAIN RD BERLIN HEIGHTS OH 448149590, BERLIN HEIGHTS, OH 44814-9590

Mortgage

Document Number	0000735496
Date	Oct 24, 2019
Instrument	735496

Lender

Name	HOWARD HANNA MTG SVCS
Type	Mortgage Company
Address	MAYFIELD HEIGHTS, OH 44124

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 27, 2019
Property Address	9420 W RIDGE RD, ELYRIA, OH 44035-4535
Document Number	0000732155
Instrument Date	Sep 24, 2019
Instrument	2019-0732155
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9420 W RIDGE RD, ELYRIA, OH 44035-4535

Mortgage

Document Number	0000732156
Date	Sep 27, 2019
Instrument	2019-0732156

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Elyria Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,749.00	$61,940 (%) Land $13,690 Building $48,250	$176,980 (-) Land $39,120 Building $137,860
2024	$2,749.00 (+0.4%)	$61,943 (+24.13%) Land $13,692 Building $48,251	$176,980 (+24.13%) Land $39,120 Building $137,860
2023	$2,738.00 (+0.7%)	$49,903 (-0.01%) Land $13,377 Building $36,526	$142,580 (-) Land $38,220 Building $104,360
2022	$2,719.00	$49,910 Land $13,380 Building $36,530
2021			$142,580 Land $38,220 Building $104,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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