9531 W Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 9531 W Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,075 sqft · built 1967
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Oct 2024)
Tax Bill	$2,670 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-00-001-102-028`

Property Details

APN / Parcel Number

Primary APN	`10-00-001-102-028`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,075 sqft Living Area
Gross Area	2,638 sqft
1st Floor Area	1,132 sqft
Upper Floors Area	893 sqft
Basement Area	1,100 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	200 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	35 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	9531 W RIDGE RD
City	ELYRIA
State	OH
Zip	44035-6820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20070217519
Legal Subdivision	CARLISLE
Legal Block	102
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1001
Census Tract	71500

Owner

Source: Lorain County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9531 W RIDGE RD, ELYRIA, OH 44035-6820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Fiduciary Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 31, 2022	Affidavit of Death of Joint Tenant, Transfer NOT AVAILABLE, NETWORK LAND TITLE AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2024 · Amount on Record
Deed Sale	Oct 18, 2024 · Amount on Record
Prior Sale	May 11, 2023 · Amount on Record
Deed Document Number	202430159
Prior Transfer Date	Aug 10, 2007
Prior Transfer Doc	0000217519
Record Updated	Sep 20, 2026

May 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LORAIN OH
Recording Date	May 11, 2023
Property Address	9531 W RIDGE RD, ELYRIA, OH 44035-6820
Document Number	0000915365
Instrument Date	May 9, 2023
Instrument	2023-0915365
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4201 MARSH LN, CARROLLTON, TX 75007-1720

Mortgage

Document Number	0000915366
Date	May 11, 2023
Instrument	2023-0915366

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LORAIN OH
Recording Date	Mar 31, 2022
Property Address	9531 W RIDGE RD, ELYRIA, OH 44035-6820
Document Number	0000869304
Instrument Date	Mar 24, 2022
Instrument	2022-0869304
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	NOT AVAILABLE, NETWORK LAND TITLE AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41877 EMERSON CT, ELYRIA, OH 44035-2535

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,670.00	$67,370 (+0.01%) Land $7,980 Building $59,390	$192,470 (-) Land $22,790 Building $169,680
2024	$2,670.00 (+21.81%)	$67,365 (+25.61%) Land $7,977 Building $59,388	$192,470 (+25.61%) Land $22,790 Building $169,680
2023	$2,192.00 (-0.18%)	$53,631 (-0.02%) Land $10,556 Building $43,075	$153,230 (-) Land $30,160 Building $123,070
2022	$2,196.00	$53,640 Land $10,560 Building $43,080
2021			$153,230 Land $30,160 Building $123,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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