951 Oconee Ln, Commerce, GA 30529 Property Records

Jackson County property record for 951 Oconee Ln, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,638 sqft · built 2022
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Apr 2026)
Tax Bill	$4,745 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`035A 016`

Property Details

APN / Parcel Number

Primary APN	`035A 016`
Alternative APN	`34569`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,638 sqft Heated Area
1st Floor Area	2,638 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	51,836 sqft (1.19 acres)
Garage Type	Attached
Garage Area	483 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34569
Street Address	951 OCONEE LN
City	COMMERCE
State	GA
Zip	30529-4105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 16 OCONEE POINTE SUBD PH II
Legal Subdivision	OCONEE POINTE PHASE II
Legal Phase	2
Legal Lot Number	16
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1130
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	951 OCONEE LN, COMMERCE, GA 30529-4105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK
Apr 20, 2026	Warranty Deed, Transfer
Feb 25, 2026	Limited Warranty Deed, Transfer
Oct 4, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ACOPIA
Oct 4, 2022	Warranty Deed, Transfer
Oct 4, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ACOPIA
Dec 31, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Feb 25, 2026 · Amount on Record
Deed Book / Page	119U / 455
Prior Transfer Date	Oct 4, 2022
Prior Transfer Doc	00104E0054
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	951 OCONEE LN, COMMERCE, GA 30529-4105
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 OCONEE LN, COMMERCE, GA 30529-4105
Investor	Possibly a Property Investor

Mortgage

Document Number	00102O0000000749
Date	May 31, 2022
Book Page	000000102O/0000000749

Lender

Name	PEOPLES BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2023

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 20, 2026
Property Address	951 OCONEE LN, COMMERCE, GA 30529-4105
Document Number	00119U0455
Book / Page	119U / 455
Instrument Date	Apr 3, 2026
Transaction Type	Transfer
Record Updated	Jun 15, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 OCONEE LN, COMMERCE, GA 30529-4105

February 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 25, 2026
Property Address	951 OCONEE LN, COMMERCE, GA 30529-4105
Document Number	00119A0108
Book / Page	119A / 108
Instrument Date	Feb 20, 2026
Transaction Type	Transfer
Record Updated	May 11, 2026

Transaction

Amount	Amount Recorded
Tax	$4.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 W WASHINGTON ST # 115ST, TEMPE, AZ 85288-1232
Investor	Possibly a Property Investor

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 4, 2022
Property Address	951 OCONEE LN, COMMERCE, GA 30529-4105
Document Number	00104E0041
Book / Page	104E / 41
Instrument Date	Oct 4, 2022
Instrument	2022-004633
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 OCONEE LN, COMMERCE, GA 30529-4105

Mortgage

Document Number	00104E0000000042
Date	Oct 6, 2022
Book Page	000000104E/0000000042

Lender

Name	ACOPIA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 4, 2022
Property Address	951 OCONEE LN, COMMERCE, GA 30529-4105
Document Number	00104E0054
Book / Page	104E / 54
Instrument Date	Oct 4, 2022
Instrument	2022-004679
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 OCONEE LN, COMMERCE, GA 30529-4105

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 4, 2022
Property Address	951 OCONEE LN, COMMERCE, GA 30529-4105
Document Number	00104E0041
Book / Page	104E / 41
Instrument Date	Oct 4, 2022
Instrument	2022-004633
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 OCONEE LN, COMMERCE, GA 30529-4105

Mortgage

Document Number	0000104E42
Date	Oct 4, 2022
Instrument	104E/42

Lender

Name	ACOPIA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2052

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 31, 2019
Property Address	951 OCONEE LN, COMMERCE, GA 30529-4105
Document Number	00087M0001
Book / Page	00087M / 000001
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$140.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	951 OCONEE LN COMMERCE GA 305294105, COMMERCE, GA 30529-4105
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,200 (-) Land $9,000 Building $169,200	$445,500 (-) Land $22,500 Building $423,000
2025	$4,745.00 (-3.18%) Homeowner's exemption	$178,200 (-) Land $9,000 Building $169,200	$445,500 (-) Land $22,500 Building $423,000
2024	$4,901.00 (+5.92%) Homeowner's exemption	$178,200 (+14.03%) Land $9,000 Building $169,200	$445,500 (+14.03%) Land $22,500 Building $423,000
2023	$4,627.00 (+1,490.03%)	$156,280 (+1,636.44%) Land $9,000 Building $147,280	$390,700 (+1,636.44%) Land $22,500 Building $368,200
2022	$291.00	$9,000 Land $9,000	$22,500 Land $22,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Oconee Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures