1024 Oconee Ln, Commerce, GA 30529 Property Records

Jackson County property record for 1024 Oconee Ln, Commerce, GA 30529 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage2,383 sqft Heated Area
Lot Size50,094 sqft (1.15 acres)
GarageAttached, 576 sqft
OccupancyOwner Occupied
Last Sale$244,900 (2018)
Tax Bill$4,489.00 (2025)

Owner

Source: Jackson County records · APN 035A 030

Assessment roll updated February 23, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1024 OCONEE LN, COMMERCE, GA 30529-4196
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE
Feb 09, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE
Mar 04, 2021Warranty Deed, Transfer
Mar 13, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
HOMESTAR FIN'L
Sep 27, 2017Trustee's Deed, Construction Loan · Line of Credit
CHATTAHOOCHEE BK/GA
Sep 18, 2017Grant Deed, Construction Loan · Building or Construction Mortgage
CHATTAHOOCHEE BK/GA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 02, 2018 · Amount on Record
Deed SaleMar 02, 2018 · Amount on Record
Prior SaleJul 31, 2017 · Amount on Record
Deed Doc Number2018647
Deed Book / Page79Z / 699
Last Transfer DateMar 04, 2021
Transfer Doc00096A0707
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address1024 OCONEE LN, COMMERCE, GA 30529-4196
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1024 OCONEE LN, COMMERCE, GA 30529-4196

Mortgage

Document Number00094S0000000439
DateMar 15, 2021
Book Page000000094S/0000000439
Lender
NameFAIRWAY INDEPENDENT MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address1024 OCONEE LN, COMMERCE, GA 30529-4196
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1024 OCONEE LN, COMMERCE, GA 30529-4196

Mortgage

Document Number00100U0000000421
DateFeb 09, 2022
Book Page000000100U/0000000421
Lender
NameUNITED WHOLESALE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON GA
Recording DateMar 04, 2021
Property Address1024 OCONEE LN, COMMERCE, GA 30529-4196
Document Number00096A0707
Book / Page96A / 707
Instrument DateMar 04, 2021
Instrument2021-002435
Transaction TypeTransfer
Record UpdatedApr 18, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1024 OCONEE LN, COMMERCE, GA 30529-4196

March 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionJACKSON GA
Recording DateMar 13, 2018
Property Address1024 OCONEE LN, COMMERCE, GA 30529-4196
Document Number00079Z0699
Book / Page00079Z / 000699
Instrument DateMar 02, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 04, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$244.90
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1024 OCONEE LN COMMERCE GA 305294196, COMMERCE, GA 30529-4196

Mortgage

Document Number79Z0700
DateMar 13, 2018
Book Page00079Z/000700
Lender
NameHOMESTAR FIN'L
TypeFunding / Finance Company
AddressGAINESVILLE, GA 30501
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMar 12, 2048

September 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionJACKSON GA
Recording DateSep 27, 2017
Property Address1024 OCONEE LN, COMMERCE, GA 30529-4196
Document Number00078L0158
Book / Page00078L / 000158
Instrument DateSep 20, 2017
Transaction TypeConstruction Loan
Record UpdatedDec 05, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1024 OCONEE LN COMMERCE GA 305294196, COMMERCE, GA 30529-4196
InvestorPossibly a Property Investor

Mortgage

Document Number78L0158
DateSep 27, 2017
Book Page00078L/000158
Lender
NameCHATTAHOOCHEE BK/GA
TypeBank
AddressGAINESVILLE, GA 30501-4528
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 26, 2018
Interest
Rate TypeAdjustable Rate

September 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionJACKSON GA
Recording DateSep 18, 2017
Property Address1024 OCONEE LN, COMMERCE, GA 30529-4196
Document Number00078J0113
Book / Page00078J / 000113
Instrument DateJul 28, 2017
Transaction TypeConstruction Loan
Record UpdatedMay 20, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$80.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Mortgage

Document Number78J0114
DateSep 18, 2017
Book Page00078J/000114
Lender
NameCHATTAHOOCHEE BK/GA
TypeBank
AddressGAINESVILLE, GA 30501-4528
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 17, 2018

Mortgage

Document Number78J0135,
DateSep 18, 2017
Book Page00078J/000135
Lender
NameCHATTAHOOCHEE BK/GA
TypeBank
AddressGAINESVILLE, GA 30501-4528
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 17, 2018

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
MunicipalityCommerce City
Unified School DistrictCommerce City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,489.00 (-3.17%) Homeowner's exemption$168,600 (-) Land $20,000 Building $148,600$421,500 (-) Land $50,000 Building $371,500
2024$4,636.00 (+16.31%) Homeowner's exemption$168,600 (+10.86%) Land $20,000 Building $148,600$421,500 (+10.86%) Land $50,000 Building $371,500
2023$3,986.00 (-0.15%) Homeowner's exemption$152,080 (+22.84%) Land $20,000 Building $132,080$380,200 (+22.84%) Land $50,000 Building $330,200
2022$3,992.00 Homeowner's exemption$123,800 Land $20,000 Building $103,800$309,500 Land $50,000 Building $259,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (13157C), updated March 14, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 26% of Georgia
Wildfire LikelihoodAbout 1 in 1,667 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN035A 030
Alternative APN
  • 34583

Interior

Full Baths2 Baths
Building Area2,383 sqft Heated Area
1st Floor2,269 sqft 1st Floor
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStone Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area50,094 sqft (1.15 acres)
Garage TypeAttached Garage
Garage Area576 sqft Garage
Porch Area326 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number34583
Street Address1024 OCONEE LN
CityCOMMERCE
StateGA
Zip30529-4196
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 30 OCONEE POINTE SUBD PH II
Legal SubdivisionOCONEE POINTE PHASE II
Legal Phase2
Legal Lot Number30
JurisdictionJACKSON GA
Minor Civil DivisionCOMMERCE
Census Blockgroup1
Census Block1130
Census Tract10300

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