867 Oconee Ln, Commerce, GA 30529 Property Records

Jackson County property record for 867 Oconee Ln, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,383 sqft · built 2018
Lot Size	1.89 acres (82,328 sqft)
Owner	2 Individual Names on Record
Last Sale	$254,900 (Aug 2018)
Tax Bill	$4,588 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`035A 013`

Property Details

APN / Parcel Number

Primary APN	`035A 013`
Alternative APN	`34566`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,383 sqft Heated Area
1st Floor Area	2,311 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	82,328 sqft (1.89 acres)
Garage Type	Attached
Garage Area	576 sqft
Porch	Slab
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34566
Street Address	867 OCONEE LN
City	COMMERCE
State	GA
Zip	30529-4199
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 13 OCONEE POINTE SUBD PH II
Legal Subdivision	OCONEE POINTE PHASE II
Legal Phase	2
Legal Lot Number	13
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1130
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	867 OCONEE LN, COMMERCE, GA 30529-4199
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Aug 31, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage HOMESTAR FIN'L
Aug 31, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 10, 2018	Grant Deed, Construction Loan · Line of Credit ENTEGRA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2018 · Amount on Record
Deed Sale	Aug 24, 2018 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	20183230
Deed Book / Page	81Z / 628
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	867 OCONEE LN, COMMERCE, GA 30529-4199
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	867 OCONEE LN, COMMERCE, GA 30529-4199

Mortgage

Document Number	00099V0000000179
Date	Dec 9, 2021
Book Page	000000099V/0000000179

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	867 OCONEE LN, COMMERCE, GA 30529-4199
Document Number	00087O0491
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	867 OCONEE LN COMMERCE GA 305294199, COMMERCE, GA 30529-4199

Mortgage

Document Number	00087O0491
Date	Jan 7, 2020
Book Page	00087O/000491

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 6, 2040

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 31, 2018
Property Address	867 OCONEE LN, COMMERCE, GA 30529-4199
Document Number	00081Z0628
Book / Page	00081Z / 000628
Instrument Date	Aug 24, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	OCONEE LN COMMERCE GA 30529, COMMERCE, GA 30529

Mortgage

Document Number	81Z0629
Date	Aug 31, 2018
Book Page	00081Z/000629

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 31, 2018
Property Address	867 OCONEE LN, COMMERCE, GA 30529-4199
Document Number	00081Z0642
Book / Page	00081Z / 000642
Instrument Date	Aug 24, 2018
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	OCONEE LN COMMERCE GA 30529, COMMERCE, GA 30529

July 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Jul 10, 2018
Property Address	867 OCONEE LN, COMMERCE, GA 30529-4199
Document Number	00081J0371
Book / Page	00081J / 000371
Instrument Date	Jun 28, 2018
Transaction Type	Construction Loan
Record Updated	Jul 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$66.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	OCONEE LN COMMERCE GA 30529, COMMERCE, GA 30529
Investor	Possibly a Property Investor

Mortgage

Document Number	81J0372
Date	Jul 10, 2018
Book Page	00081J/000372

Lender

Name	ENTEGRA BK
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 9, 2019

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	81J0391,
Date	Jul 10, 2018
Book Page	00081J/000391

Lender

Name	ENTEGRA BK
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 9, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,800 (-) Land $20,000 Building $151,800	$429,500 (-) Land $50,000 Building $379,500
2025	$4,588.00 (-3.25%)	$171,800 (-) Land $20,000 Building $151,800	$429,500 (-) Land $50,000 Building $379,500
2024	$4,742.00 (+4.38%)	$171,800 (+11.97%) Land $20,000 Building $151,800	$429,500 (+11.97%) Land $50,000 Building $379,500
2023	$4,543.00 (+12.2%)	$153,440 (+22.87%) Land $20,000 Building $133,440	$383,600 (+22.87%) Land $50,000 Building $333,600
2022	$4,049.00	$124,880 Land $20,000 Building $104,880	$312,200 Land $50,000 Building $262,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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