Franklin County property record for 951 Garner Ln, Decherd, TN 37324
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,881 sqft · built 1990 |
| Lot Size | 33.7 acres (1,467,972 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $25,000 (Dec 1988) |
| Tax Bill | $1,487 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026038 03602 |
| Primary APN | 026038 03602 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,881 sqft Living Area |
| 1st Floor Area | 1,881 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,467,972 sqft (33.7 acres) |
| Garage Type | Finished |
| Garage Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 296 sqft |
| Deck Area | 448 sqft |
| Patio Area | 448 sqft |
| Utility Building | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 951 GARNER LN |
|---|---|
| City | DECHERD |
| State | TN |
| Zip | 37324-4629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 09, COUNTY AREA: R02 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 960100 |
Source: Franklin County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 951 GARNER LN, DECHERD, TN 37324-4629 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 1988 · Amount on Record |
| Deed Sale | Dec 30, 1988 · Amount on Record |
| Deed Book / Page | 038 |
| Last Transfer Date | Dec 2, 1996 |
| Transfer Doc | 0002750729 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 951 GARNER LN, DECHERD, TN 37324-4629 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0021003191 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | T1381/667 |
| Instrument | 21003191 |
| Name | FIRST VISION BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | MURFREESBORO, TN 37130 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
Source: Franklin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,487.00 (+6.37%) Additional exemption filed | $74,525 (-) Land $15,500 Building $59,025 | |
| 2023 | $74,525 Land $15,500 Building $59,025 | ||
| 2022 | $1,398.00 | $465,100 Land $229,000 Building $236,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Point Broadband Fixed Wireless | 10 / 1 |
5G (outdoors only) and 4G LTE
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