Franklin County property record for 509 Garner Ln, Decherd, TN 37324 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2007 |
| Square Footage | 1,905 sqft Living Area |
| Lot Size | 217,800 sqft (5 acres) |
| Garage | Mixed, 1,156 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $430,000 (2023) |
| Tax Bill | $1,662.00 (2025) |
| Primary APN | 026038 03605 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,905 sqft Living Area |
| 1st Floor | 1,905 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 217,800 sqft (5 acres) |
| Driveway | Driveway |
| Driveway Area | 1 sqft Driveway |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1,156 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 384 sqft Shed |
| Deck Area | 730 sqft Deck |
| Patio Area | 580 sqft Patio |
| Porch Area | 376 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 509 GARNER LN |
|---|---|
| City | DECHERD |
| State | TN |
| Zip | 37324-4672 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 09, COUNTY AREA: R02 |
| Jurisdiction | FRANKLIN TN |
| Minor Civil Division | 6 |
| Census Blockgroup | 1 |
| Census Block | 1066 |
| Census Tract | 960100 |
Source: Franklin County records · APN 026038 03605
Assessment roll updated January 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 509 GARNER LN, DECHERD, TN 37324-4672 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 07, 2023 · Amount on Record |
| Deed Sale | Jul 07, 2023 · Amount on Record |
| Prior Sale | May 02, 2016 · Amount on Record |
| Deed Doc Number | 20234150 |
| Deed Book / Page | 477 / 429 |
| Transfer Doc | D322280 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | Jul 07, 2023 |
| Property Address | 509 GARNER LN, DECHERD, TN 37324-4672 |
| Document Number | 0023004150 |
| Book / Page | D477 / 429 |
| Instrument Date | Jul 06, 2023 |
| Instrument | 23004150 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Title Company | NOT AVAILABLE, A PLUS TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,591.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 GARNER LN, DECHERD, TN 37324-4672 |
| Document Number | 0023004151 |
|---|---|
| Date | Jul 07, 2023 |
| Instrument | 23004151 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Aug 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.3% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.3% |
Source: Franklin County records · Assessment roll updated January 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,662.00 (+9.06%) | $83,300 (-) Land $10,625 Building $72,675 | |
| 2023 | $83,300 (+2.52%) Land $10,625 Building $72,675 | ||
| 2022 | $1,524.00 | $81,250 Land $10,625 Building $70,625 | $333,200 (+2.52%) Land $42,500 Building $290,700 |
| 2021 | $325,000 Land $42,500 Building $282,500 |
Source: FEMA National Flood Hazard Layer, Franklin County (47051C), updated April 23, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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