739 Garner Ln, Decherd, TN 37324 Property Records

Franklin County property record for 739 Garner Ln, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,327 sqft · built 1979
Lot Size	1.98 acres (86,249 sqft)
Owner	Individual Name on File
Last Sale	$5,250 (Jul 2017)
Tax Bill	$1,116 (2025)
Deeds & Mortgages	May 2026 Transfer Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026038 03606`

Property Details

APN / Parcel Number

Primary APN	`026038 03606`
Alternative APN	`038 03606`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,327 sqft Living Area
1st Floor Area	2,327 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	86,249 sqft (1.98 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	500 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	115 sqft
Shed	1 Shed
Shed Area	280 sqft
Utility Building	400 sqft
Pole Barn	4,480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	739 GARNER LN
City	DECHERD
State	TN
Zip	37324-4630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 09, COUNTY AREA: R02
Legal Subdivision	SHERRILL/GARNER LANE 2 PLAT
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	1
Census Block	1066
Census Tract	960100

Owner

739 Garner Ln is owned by an individual who acquired it in May 2026.

Source: Franklin County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	711 GARNER LN, DECHERD, TN 37324-4630
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 12, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-CNTY BK
Jul 21, 2017	Warranty Deed, Transfer ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2017 · Amount on File
Deed Sale	Jul 21, 2017 · Amount on File
Deed Document Number	20174349
Deed Book / Page	0421 / 180
Last Transfer Date	May 20, 2026
Transfer Doc	0000003694
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN TN
Recording Date	May 20, 2026
Property Address	739 GARNER LN, DECHERD, TN 37324-4630
Document Number	0000003694
Book / Page	505 / 426
Instrument Date	May 20, 2026
Instrument	20263694
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 GARNER LN, DECHERD, TN 37324-4630

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	739 GARNER LN, DECHERD, TN 37324-4630
Document Number	0000007681
Book / Page	001239 / 000285
Instrument Date	Dec 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 FLOWER LANE DR ESTILL SPRINGS TN 373303061, ESTILL SPRINGS, TN 37330-3061

Mortgage

Document Number	0000007681
Date	Dec 21, 2017
Book Page	001239/000285
Instrument	7681

Lender

Name	CITIZENS TRI-CNTY BK
Type	Bank
Address	DECHERD, TN 37324

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 20, 2027

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jul 21, 2017
Property Address	739 GARNER LN, DECHERD, TN 37324-4630
Document Number	0000004349
Book / Page	000421 / 000180
Instrument Date	Jul 21, 2017
Instrument	4349
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Tax	$19.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 GARNER LN DECHERD TN 37324, DECHERD, TN 37324

Tax Assessment & Valuation

The 2025 property tax bill for 739 Garner Ln was $1,116.

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,116.00	$55,950 Land $7,400 Building $48,550
2023		$55,950 Land $7,400 Building $48,550
2022	$1,049.00		$223,800 Land $29,600 Building $194,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 739 Garner Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 739 Garner Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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