951 E Ottley Ave, Fruita, CO 81521 Property Records

Mesa County property record for 951 E Ottley Ave, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,900 sqft · built 1998
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$690,951 (Aug 2023)
Tax Bill	$3,516 (2025)
Deeds & Mortgages	Aug 2023 Sale Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2697-084-11-002`

Property Details

APN / Parcel Number

Primary APN	`2697-084-11-002`
Alternative APN	`R008788`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,900 sqft Living Area
Gross Area	3,764 sqft
1st Floor Area	1,532 sqft
Upper Floors Area	1,368 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Attached
Garage Area	864 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	779 sqft
Deck Area	Deck Area
Patio Area	965 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Geothermal

Location & Zoning

Account Number	R008788
Street Address	951 E OTTLEY AVE
City	FRUITA
State	CO
Zip	81521-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 STARR DRAIN MINOR SUB SEC 8 1N 2W - 0.68AC
Legal Range	002
Legal Township	01N
Legal Section	08
Legal Subdivision	STARR DRAIN MINOR SUB
Legal Block	11
Legal Lot Number	2
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	3
Census Block	3021
Census Tract	1503

Owner

Source: Mesa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	951 E OTTLEY AVE, FRUITA, CO 81521-2421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Special Warranty Deed, Transfer LAND TITLE GUARANTEE
Aug 27, 2021	Special Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
May 29, 2020	Deed of Trust, Mortgage · VA Mortgage BAY EQUITY
Aug 15, 2018	Warranty Deed, Transfer · VA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2023 · Amount on Record
Deed Sale	Aug 30, 2023 · Amount on Record
Prior Sale	Aug 27, 2021 · Amount on Record
Deed Document Number	20233072986
Prior Transfer Date	Aug 29, 2023
Prior Transfer Doc	0003072985
Record Updated	Sep 20, 2026

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Aug 30, 2023
Property Address	951 E OTTLEY AVE, FRUITA, CO 81521-2421
Document Number	0003072986
Instrument Date	Aug 30, 2023
Instrument	3072986
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$69.09
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	951 E OTTLEY AVE, FRUITA, CO 81521-2421

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	951 E OTTLEY AVE, FRUITA, CO 81521-2421

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Aug 27, 2021
Property Address	951 E OTTLEY AVE, FRUITA, CO 81521-2421
Document Number	0002996913
Instrument Date	Aug 24, 2021
Instrument	2996913
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	951 E OTTLEY AVE, FRUITA, CO 81521-2421

Mortgage

Document Number	0002996914
Date	Aug 27, 2021
Instrument	2996914

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	951 E OTTLEY AVE, FRUITA, CO 81521-2421
Document Number	0002926934
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	951 E OTTLEY AVE FRUITA CO 815212421, FRUITA, CO 81521-2421

Mortgage

Document Number	0002926934
Date	Jun 4, 2020
Instrument	2926934

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Aug 15, 2018
Property Address	951 E OTTLEY AVE, FRUITA, CO 81521-2421
Document Number	0002851072
Instrument Date	Aug 15, 2018
Instrument	2851072
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$44.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	951 E OTTLEY AVE FRUITA CO 815212421, FRUITA, CO 81521-2421

Mortgage

Document Number	2851073
Date	Aug 15, 2018
Instrument	2851073

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALLTO, CA 94965

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,516.00 (+5.65%)	$42,200 (+3.97%) Land $10,310 Building $31,890	$675,240 (+11.45%) Land $165,000 Building $510,240
2024	$3,328.00 (+0.54%)	$40,590 (-) Land $10,930 Building $29,660
2023	$3,310.00 (+22.96%)	$40,590 (+25.01%) Land $10,930 Building $29,660	$605,860 (+29.71%) Land $163,190 Building $442,670
2022	$2,692.00	$32,470 Land $5,910 Building $26,560
2021			$467,100 Land $85,000 Building $382,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

951 E Ottley Ave, Fruita, CO 81521 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2021: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Ottley Ave

Nearby Streets

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