965 E Ottley Ave, Fruita, CO 81521 Property Records

Mesa County property record for 965 E Ottley Ave, Fruita, CO 81521

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.75 ba · 2,275 sqft · built 2005
Lot Size0.67 acres (29,185 sqft)
OwnerCompany Name on File
Last Sale$519,900 (May 2018)
Tax Bill$3,799 (2025)
Deeds & MortgagesSep 2020 Mortgage
Oct 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN2697-084-19-002

Property Details

APN / Parcel Number

Primary APN2697-084-19-002
Alternative APN
  • R008822

Interior

Bedrooms4 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,275 sqft Living Area
Gross Area2,985 sqft
1st Floor Area2,275 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area29,185 sqft (0.67 acres)
Garage TypeAttached
Garage Area710 sqft
PorchOpen/Unfinished Porch
Porch Area565 sqft
Patio Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR008822
Street Address965 E OTTLEY AVE
CityFRUITA
StateCO
Zip81521-2421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 REYNOLDS MINOR SUBDIVISION SEC 08 1N 2W - 0.67 AC
Legal Range002
Legal Township01N
Legal Section08
Legal SubdivisionREYNOLDS MINOR SUBDIVISION
Legal Block19
Legal Lot Number2
JurisdictionMESA CO
Township / Civil DivisionFRUITA
Census Block Group3
Census Block3021
Census Tract1503

Owner

Source: Mesa County records · APN 2697-084-19-002

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address965 E OTTLEY AVE, FRUITA, CO 81521-2421
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Oct 08, 2021Intrafamily Transfer, Transfer
May 24, 2018Warranty Deed, Transfer · Conventional Mortgage
WFB NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 24, 2018 · Amount on Record
Deed SaleMay 24, 2018 · Amount on Record
Prior SaleFeb 28, 2005 · Amount on Record
Deed Document Number20182841493
Last Transfer DateOct 07, 2021
Transfer Doc0003003052
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address965 E OTTLEY AVE, FRUITA, CO 81521-2421
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyLAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002944030
DateSep 23, 2020
Instrument2944030
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMESA CO
Recording DateOct 08, 2021
Property Address965 E OTTLEY AVE, FRUITA, CO 81521-2421
Document Number0003003052
Instrument DateOct 07, 2021
Instrument3003052
Transaction TypeTransfer
Record UpdatedJul 26, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address965 E OTTLEY AVE, FRUITA, CO 81521-2421

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMESA CO
Recording DateMay 24, 2018
Property Address965 E OTTLEY AVE, FRUITA, CO 81521-2421
Document Number0002841493
Instrument DateMay 23, 2018
Instrument2841493
Transaction TypeTransfer
Record UpdatedJun 07, 2018
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$51.99
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address965 E OTTLEY AVE FRUITA CO 815212421, FRUITA, CO 81521-2421

Mortgage

Document Number2841494
DateMay 24, 2018
Instrument2841494
Lender
NameWFB NA
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 23, 2048

Tax Assessment & Valuation

Source: Mesa County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
MunicipalityFruita City
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,799.00 (-2.94%)$45,600 (-4.48%) Land $7,810 Building $37,790$729,680 (+2.41%) Land $125,000 Building $604,680
2024$3,914.00 (+0.51%)$47,740 (-) Land $8,090 Building $39,650
2023$3,894.00 (+29.37%)$47,740 (+31.52%) Land $8,090 Building $39,650$712,520 (+36.4%) Land $120,680 Building $591,840
2022$3,010.00$36,300 Land $5,560 Building $30,740
2021$522,370 Land $80,000 Building $442,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mesa County (08077C), updated January 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080770015033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 98.1% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 407 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Clearnetworx
Fiber
1,000 / 1,000

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemUTE WCD
serves 92,580 people
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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