834 E Ottley Ave, Fruita, CO 81521 Property Records

Mesa County property record for 834 E Ottley Ave, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1955
Lot Size	0.219 acres (9,540 sqft)
Owner	Individual Name on Record
Last Sale	$330,250 (Sep 2021)
Tax Bill	$1,817 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2697-171-00-091`

Property Details

APN / Parcel Number

Primary APN	`2697-171-00-091`
Alternative APN	`R011517`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,540 sqft (0.219 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Open/Unfinished Porch
Porch Area	320 sqft
Patio Area	159 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R011517
Street Address	834 E OTTLEY AVE
City	FRUITA
State	CO
Zip	81521-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG N 89DEG5703SEC W 104.73FT & S 0DEG0258SEC W 30FT FR NE COR NW4NE4 SEC 17 1N 2W S 89DEG5702SEC E 75FT S 0DEG2647SEC E 124.44FT S 89DEG3313SEC W 76.07FT N 0DEG0258SEC E 125.09FT TO POB
Legal Range	002
Legal Township	01N
Legal Section	17
Legal Subdivision	ORCHARD SUBDIVISION TO FRUITA
Legal Lot Number	91
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	4
Census Block	4001
Census Tract	1504

Owner

Source: Mesa County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	834 E OTTLEY AVE, FRUITA, CO 81521-2341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 21, 2021	Special Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Dec 16, 2019	Deed of Trust, Mortgage · Line of Credit CREDIT UNION/DENVER
Nov 21, 2017	Warranty Deed, Transfer · FHA Mortgage SKYLINE FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	Nov 21, 2017 · Amount on Record
Deed Document Number	20213000206
Prior Transfer Date	Jun 23, 2003
Prior Transfer Doc	0034070303
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Recording Date	Jun 26, 2026
Property Address	834 E OTTLEY AVE, FRUITA, CO 81521-2341
Document Number	0003162921
Instrument Date	Jun 22, 2026
Instrument	20263162921
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 E OTTLEY AVE, FRUITA, CO 81521-2341

Mortgage

Document Number	0003162921,
Date	Jun 26, 2026
Instrument	20263162921

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Sep 21, 2021
Property Address	834 E OTTLEY AVE, FRUITA, CO 81521-2341
Document Number	0003000206
Instrument Date	Sep 17, 2021
Instrument	3000206
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.02
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	834 E OTTLEY AVE, 834, FRUITA, CO 81521-2341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 E OTTLEY AVE, FRUITA, CO 81521-2341

Mortgage

Document Number	0003000207
Date	Sep 21, 2021
Instrument	3000207

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	834 E OTTLEY AVE, FRUITA, CO 81521-2341
Document Number	0002909030
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 E OTTLEY AVE FRUITA CO 815212341, FRUITA, CO 81521-2341

Mortgage

Document Number	0002909030
Date	Jan 6, 2020
Instrument	2909030

Lender

Name	CREDIT UNION/DENVER
Type	Credit Union
Address	LAKEWOOD, CO 80226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 5, 2040

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Nov 21, 2017
Property Address	834 E OTTLEY AVE, FRUITA, CO 81521-2341
Document Number	0002821937
Instrument Date	Nov 21, 2017
Instrument	2821937
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 E OTTLEY AVE, FRUITA, CO 81521-2341

Mortgage

Document Number	0002821938
Date	Nov 21, 2017
Instrument	2821938

Lender

Name	SKYLINE FINANCIAL GROUP INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,817.00 (+9.46%)	$21,810 (+7.7%) Land $6,250 Building $15,560	$348,980 (+15.52%) Land $100,000 Building $248,980
2024	$1,660.00 (+0.55%)	$20,250 (-) Land $6,240 Building $14,010
2023	$1,651.00 (+26.03%)	$20,250 (+28.16%) Land $6,240 Building $14,010	$302,100 (+32.95%) Land $93,060 Building $209,040
2022	$1,310.00	$15,800 Land $3,480 Building $12,320
2021			$227,220 Land $50,000 Building $177,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

834 E Ottley Ave, Fruita, CO 81521 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2021: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Ottley Ave

Nearby Streets

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