943 E Elma St, Ontario, CA 91764 Property Records

San Bernardino County property record for 943 E Elma St, Ontario, CA 91764

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,326 sqft · built 1920
Lot Size	0.167 acres (7,260 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Apr 2019)
Tax Bill	$3,535 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1048-491-44-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-491-44-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,326 sqft Living Area
Gross Area	1,726 sqft
1st Floor Area	1,326 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,260 sqft (0.167 acres)
Lot Dimensions	132 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio/Porch
Porch Area	144 sqft
Patio Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	943 E ELMA ST
City	ONTARIO
State	CA
Zip	91764-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REVISED MAP OF HANSON AND COS ADD E 55 FT W 467 FT S 126 FT N 267 FT LOT 5 AND S 1/2 VAC ALLEY ADJ N LI THEREOF
Legal Subdivision	REVISED MAP HANSON AND COMPANYS
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1000
Census Tract	1503

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	557 E 4TH ST, ONTARIO, CA 91764-2806
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Grant Deed, Transfer · Conventional Mortgage EAST WEST BANK
Apr 24, 2019	Quit Claim Deed MUFFIN WAGGA TRUST (IT)
Apr 24, 2019	Grant Deed, Transfer · Conventional Mortgage MUFFIN WAGGA TRUST (IT)
Feb 14, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2019 · Amount on Record
Deed Sale	Apr 24, 2019 · Amount on Record
Deed Document Number	2019128282
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 29, 2026
Property Address	943 E ELMA ST, ONTARIO, CA 91764-4305
Document Number	0000252039
Instrument Date	Jul 24, 2026
Instrument	2026252039
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

Mortgage

Document Number	0000252040,
Date	Sep 29, 2026
Instrument	2026252040

Lender

Name	EAST WEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 24, 2019
Property Address	943 E ELMA ST, ONTARIO, CA 91764-4305
Document Number	0000128283
Instrument Date	Apr 24, 2019
Instrument	128283
Record Updated	Jun 1, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE IE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	11030 ARROW RTE #106 RANCHO CUCAMONGA CA 917304825, 106, RANCHO CUCAMONGA, CA 91730-4825

Mortgage

Document Number	128284
Date	Apr 24, 2019
Instrument	128284

Lender

Name	MUFFIN WAGGA TRUST (IT)
Address	9650 BUSINESS CENTER DR # 120, RANCHO CUCAMONGA, CA 91730-4536

Agreement

Amount	Amount Recorded

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 24, 2019
Property Address	943 E ELMA ST, ONTARIO, CA 91764-4305
Document Number	0000128282
Instrument Date	Apr 9, 2019
Instrument	128282
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	943 E ELMA ST ONTARIO CA 917644305, ONTARIO, CA 91764-4305

Mortgage

Document Number	128284
Date	Apr 24, 2019
Instrument	128284

Lender

Name	MUFFIN WAGGA TRUST (IT)
Address	9650 BUSINESS CENTER DR # 120, RANCHO CUCAMONGA, CA 91730-4536

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 14, 2018
Property Address	943 E ELMA ST, ONTARIO, CA 91764-4305
Document Number	0000054774
Instrument Date	Jun 25, 2015
Instrument	54774
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$327,254 (+2%) Land $85,622 Building $241,632
2025	$3,535.00 (+40.5%)	$320,837 (+39.18%) Land $83,943 Building $236,894
2023	$2,516.00 (+1.33%)	$230,523 Land $80,683 Building $149,840
2022	$2,483.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Inyo Networks, T-Mobile.

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