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951 38th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 951 38th Ave SE, Saint Cloud, MN 56304 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,396 sqft · built 1993
Lot Size10.6 acres (462,172 sqft)
Owner2 Individual Names on File
Tax Bill$3,654 (2025)
Deeds & MortgagesJan 2022 Transfer
Apr 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN25-419-0070

Property Details

APN / Parcel Number

Primary APN25-419-0070
Alternative APNs
  • 25-00419-0070
  • 17480

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories4 Stories
Building Area1,396 sqft Living Area
1st Floor Area1,396 sqft
Breakfast NookBreakfast Nook
Family RoomFamily Room
Utility RoomUtility Room
FlooringWood

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleSplit Level
Exterior MaterialMetal
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area462,172 sqft (10.6 acres)
Garage TypeAttached
Garage Area848 sqft
DrivewayDriveway

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area122 sqft
Patio Area704 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address951 38TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-9777
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT G
Legal Range30W
Legal Township35N
Legal Section04
Legal SubdivisionREGISTERED LAND SURVEY NO 3
Legal TractG
Legal Lot NumberG
JurisdictionSHERBURNE MN
Township / Civil DivisionHAVEN
Census Block Group1
Census Block1008
Census Tract30301

Owner

Source: Sherburne County records · APN 25-419-0070

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address951 38TH AVE SE, SAINT CLOUD, MN 56304-9777
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2022Quit Claim Deed, Transfer
Quitclaim
Apr 27, 2018Loan Modification, Mortgage · Conventional Mortgage
MIDCOUNTRY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHERBURNE MN
Recording DateJan 25, 2022
Property Address951 38TH AVE SE, SAINT CLOUD, MN 56304-9777
Document Number0000060304
Instrument DateJan 10, 2022
Instrument60304
Transaction TypeTransfer
Record UpdatedApr 12, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1550 45TH AVE SE STE 1, 1, SAINT CLOUD, MN 56304-9634

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSHERBURNE MN
Property Address951 38TH AVE SE, SAINT CLOUD, MN 56304-9777
Document Number0000054840
Instrument DateApr 27, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address951 38TH AVE SE ST CLOUD MN 563049777, ST CLOUD, MN 56304-9777

Mortgage

Document Number0000054840
DateMay 07, 2018
Instrument54840
Lender
NameMIDCOUNTRY BK
TypeFederal Savings Bank
AddressST CLOUD, MN 56301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueMay 06, 2043

Tax Assessment & Valuation

Source: Sherburne County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
County SubdivisionHaven Township
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$454,100 (+2.32%) Land $188,300 Building $265,800$454,100 (+2.32%) Land $188,300 Building $265,800
2025$3,654.00 (+12.78%)$443,800 (+4.65%) Land $177,700 Building $266,100$443,800 (+4.65%) Land $177,700 Building $266,100
2023$3,240.00$424,100 Land $181,300 Building $242,800
2021$424,100 Land $181,300 Building $242,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sherburne County (27141C), updated November 16, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271410303011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 50% of the US · above 79% of Minnesota
Wildfire LikelihoodAbout 1 in 1,299 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Arvig EnterprisesFiber1,000 / 500

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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