Sherburne County property record for 1041 38th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,083 sqft · built 1990 |
| Lot Size | 9.27 acres (403,801 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Jul 2005) |
| Tax Bill | $6,012 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-419-0140 |
| Primary APN | 25-419-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,083 sqft Living Area |
| 1st Floor Area | 2,083 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 403,801 sqft (9.27 acres) |
| Garage Type | Attached |
| Garage Area | 1,024 sqft |
| Driveway | Driveway |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 453 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1041 38TH AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | TRACT N |
| Legal Range | 30W |
| Legal Township | 35N |
| Legal Section | 04 |
| Legal Subdivision | REGISTERED LAND SURVEY NO 3 |
| Legal Tract | N |
| Legal Lot Number | N |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 30301 |
Source: Sherburne County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1041 38TH AVE SE, SAINT CLOUD, MN 56304-9779 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2005 · Amount on Record |
| Deed Sale | Jul 19, 2005 · Amount on Record |
| Deed Document Number | 200569508 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1041 38TH AVE SE, SAINT CLOUD, MN 56304-9779 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000054458 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 54458 |
| Name | SENTRY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Sherburne County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $569,500 (+1.73%) Land $188,000 Building $381,500 | $569,500 (+1.73%) Land $188,000 Building $381,500 | |
| 2025 | $6,012.00 (+11.37%) | $559,800 (+5.74%) Land $177,400 Building $382,400 | $559,800 (+5.74%) Land $177,400 Building $382,400 |
| 2023 | $5,398.00 | $529,400 Land $176,700 Building $352,700 | |
| 2021 | $529,400 Land $176,700 Building $352,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 81% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Fiber | 1,000 / 500 |
May also be available: Verizon.
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