1020 38th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1020 38th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,942 sqft · built 1995
Lot Size	10.6 acres (464,350 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,362 (2025)
Flood Zone	Zone X (minimal risk)
APN	`25-419-0050`

Property Details

APN / Parcel Number

Primary APN	`25-419-0050`
Alternative APNs	`25-00419-0050` `17478`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	1,942 sqft Living Area
1st Floor Area	1,942 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	464,350 sqft (10.6 acres)
Garage Type	Attached
Garage Area	965 sqft
Driveway	Driveway
Pool Type	Spa / Hot Tub (No Pool)
Patio Area	280 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1020 38TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	TRACT E
Legal Range	30W
Legal Township	35N
Legal Section	04
Legal Subdivision	REGISTERED LAND SURVEY NO 3
Legal Tract	E
Legal Lot Number	E
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1008
Census Tract	30301

Owner

Source: Sherburne County assessment roll, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1020 38TH AVE SE, SAINT CLOUD, MN 56304-9778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$527,900 (+1.81%) Land $170,000 Building $357,900	$527,900 (+1.81%) Land $170,000 Building $357,900
2025	$4,362.00 (+11.05%)	$518,500 (+3.16%) Land $161,800 Building $356,700	$518,500 (+3.16%) Land $161,800 Building $356,700
2023	$3,928.00	$502,600 Land $163,200 Building $339,400
2021			$502,600 Land $163,200 Building $339,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 78% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Enterprises Fiber	1,000 / 500