9506 Mountain Lake Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 9506 Mountain Lake Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,913 sqft · built 1995
Lot Size	0.898 acres (39,128 sqft)
Owner	2 Individual Names on File
Last Sale	$459,000 (Aug 2019)
Tax Bill	$2,841 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`114N A 042`

Property Details

APN / Parcel Number

Primary APN	`114N A 042`
Alternative APN	`0000135166`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,913 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	39,128 sqft (0.898 acres)
Lot Dimensions	270 ft deep x 160 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000135166
Street Address	9506 MOUNTAIN LAKE DR
City	OOLTEWAH
State	TN
Zip	37363-6209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 40 MOUNTAIN LAKE ESTATES PB52 PG128 REV PB58 PG180 OUT OF 123-91 FOR 1995
Legal Subdivision	MOUNTAIN LAKE ESTATE
Legal Lot Number	40
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	11206

Owner

9506 Mountain Lake Dr is owned and occupied by two individuals who bought it in August 2019.

Source: Hamilton County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9506 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jan 30, 2025	Deed of Trust, Mortgage · Line of Credit BUILTWELL BANK
Dec 4, 2020	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK
Aug 29, 2019	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2019 · Amount on File
Deed Sale	Aug 29, 2019 · Amount on File
Prior Sale	Apr 25, 2003 · Amount on File
Deed Document Number	2019186
Deed Book / Page	11743 / 934
Prior Transfer Date	Jul 20, 1998
Prior Transfer Doc	0051410450
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Jun 18, 2026
Property Address	9506 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6209
Document Number	0000000115
Book / Page	14339 / 689
Instrument Date	Jun 12, 2026
Instrument	2026115
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9506 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6209
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000115,
Date	Jun 18, 2026
Book Page	14339/689
Instrument	2026115

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9506 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6209
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9506 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6209
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000194
Date	Jan 30, 2025
Book Page	13825/63
Instrument	2025013000194

Lender

Name	BUILTWELL BANK
Type	Bank
Address	MC DONALD, TN 37353

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	57 Months
Due	Oct 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9506 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6209
Document Number	1215000026
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9506 MOUNTAIN LAKE DR OOLTEWAH TN 373636209, OOLTEWAH, TN 37363-6209

Mortgage

Document Number	1215000026
Date	Dec 15, 2020
Book Page	012275/000149
Instrument	201215000026

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 29, 2019
Property Address	9506 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6209
Document Number	0829000186
Book / Page	011743 / 000934
Instrument Date	Aug 29, 2019
Instrument	190829000186
Transaction Type	Transfer
Record Updated	Sep 16, 2019
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,698.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9506 MOUNTAIN LAKE DR OOLTEWAH TN 373636209, OOLTEWAH, TN 37363-6209

Mortgage

Document Number	829000187
Date	Aug 29, 2019
Book Page	011743/000937
Instrument	190829000187

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 9506 Mountain Lake Dr was $2,841, up 5.7% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,841.00 (+5.65%)	$187,450 (+55.95%)	$749,800 (+55.95%) Land $100,000 Building $649,800
2024	$2,689.00 (-0.33%)	$120,200 (-)	$480,800 (-) Land $90,000 Building $390,800
2023	$2,698.00	$120,200	$480,800 Land $90,000 Building $390,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9506 Mountain Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9506 Mountain Lake Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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